Assembly limits credit checks for job applicants
Many job applicants should not be subjected to credit checks by employers, the Maryland General Assembly has determined.
The House of Delegates today joined the Senate in approving legislation to limit when businesses could review a would-be employee's credit history. Employers already are barred from seeing a person's credit score, but the Assembly wants to limit their ability to access the entire report.
The legislation, which is moving toward the governor's desk for signature, provides an array of exemptions. Banks and credit unions are among those who could still use the reports. Companies also could run checks on applicants for high-level positions, such as chief financial officers.
Maryland residents had complained to lawmakers about being denied jobs because of bad credit.
Categories: 2011 legislative session




Comments
This is ridiculous. Business owners shouldn't be forced to hire deadbeats.
Posted by: Bill P | March 26, 2011 4:33 PM
GOOD!
Posted by: Michelle Brown | March 26, 2011 5:42 PM
The only deadbeat and threat to our nation is the individuals who appear to be a white knight but undernearth are demons. The old saying is, "You can judge a book by it's cover", is certainly fitting in this situation. For instance, who would have known Eldrige Ames, a 30-year FBI agent, would be spying for the Russian. Trust is similar to Love, you go into it not knowing the outcome!
Posted by: John G | March 27, 2011 7:01 AM
And Marylanders wonder why businesses choose to locate across the river in Virginia.
Posted by: Granden | March 27, 2011 11:14 AM
Oh that's right Granden - screw the rights of citizens - I forgot our nation existed to permit businesses to make unlimited profits with no regard for the rights of people! (Besides, for your information, Maryland is in much better shape now than Virignia is so there goes your stupid point also!)
Posted by: Michael W | March 27, 2011 11:42 AM
Bill,
So let's compound the problems of a guy who's had a bad go of it or some bad luck by making it hard for them to get a job as a janitor...
Posted by: unrest | March 27, 2011 12:08 PM
Hurrah!
common sense prevails!
Posted by: Ray Barcia | March 28, 2011 10:24 AM
This is the first thing I've heard of the Assembly doing in a long time that I can say I wholeheartedly approve of. Good for the state of Maryland!
People deserve a chance to be able to work and set their lives right, even if they've had some trouble paying their bills in the past -- Heck, maybe especially if they've had trouble paying their bills in the past. Credit checks are too often used as an excuse to deny people basic things like a job and the ability to obtain basic services like electricity or phone service. The rampant use of credit reports tends to have the affect of kicking people when they are down and keeping them down.
By limited how credit reports are used, the Assembly has (assuming the bill is signed into law) helped give more people a second chance at life. And that sort of upward mobility and being able to overcome past tough circumstances or even mistakes has always been the American dream right?
Hopefully we see more legislation along these lines in the future. One good place to start would be barring the use of credit checks to determine access to public utilities like electric and water and so on and so forth.
Posted by: John | March 28, 2011 4:08 PM
Common sense has prevailed. Finally someone up there is doing somethng worthy of writing about in a positive way. Businesses dont need to be checking peoples credit! For what? Checking someone's credit has little bearing on them doing a good job. In fact, those with poor credit have more incentive to come to work than others; they have bills to pay. Anyway, who has perfect credit in this day and age when the economy stinks?
Posted by: Brent Barbour | March 28, 2011 6:38 PM
This just means that the company I am forming will now be formed elsewhere. because of this legislation alone I am moving from Maryland to Virginia. For all of you that feel that this is good, just remember, it is the business owner that is taking the risk, not the perspective employee. I will not risk my family, my business, or my ability to pay my other good employees and their jobs on the damage that a bad hire can do to a business. So with that, many of the jobs that could have gone to Maryland, just up and left.
Posted by: Reid | May 4, 2011 9:11 AM