Documenting your possessions, just in case
If your home burns down, would you know exactly what you lost?
And could you prove it?
Paul Quinn, assistant vice president of claims communication at Farmers Insurance, suggests getting some video now. Consider it for your year-end to-do list (or make it a New Year's resolution, if your December is already packed).
"Take a room-by-room, walking inventory," said Quinn, who blogs about insurance issues (including this one). "Say 'we're now walking into the kitchen' and just briefly describe what you're showing. The same thing with every room throughout the house, including closets. One of the things that's important is, 'How many suits did I have' or 'How many dresses did I have?' If you show the vastness of the closet, that helps prepare you."
You don't necessarily have to say how much you paid for items. But showing bar codes and serial numbers is helpful. So is naming names.
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