December 17, 2010

Documenting your possessions, just in case

If your home burns down, would you know exactly what you lost? 

And could you prove it?

Paul Quinn, assistant vice president of claims communication at Farmers Insurance, suggests getting some video now. Consider it for your year-end to-do list (or make it a New Year's resolution, if your December is already packed).

"Take a room-by-room, walking inventory," said Quinn, who blogs about insurance issues (including this one). "Say 'we're now walking into the kitchen' and just briefly describe what you're showing. The same thing with every room throughout the house, including closets. One of the things that's important is, 'How many suits did I have' or 'How many dresses did I have?' If you show the vastness of the closet, that helps prepare you."

You don't necessarily have to say how much you paid for items. But showing bar codes and serial numbers is helpful. So is naming names. 

Continue reading "Documenting your possessions, just in case" »

Posted by Jamie Smith Hopkins at 7:00 AM | | Comments (2)
Categories: Insurance
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About Jamie Smith Hopkins
Jamie Smith Hopkins, a Baltimore Sun reporter since 1999, writes about the regional economy. Her reporting on the housing market has won national and local awards. Hopkins is a Columbia native and has lived in Maryland all her life, save for 10 months spent covering schools in Ames, Iowa.
She trained to become a wonk by spending large chunks of time as a geek and an insufferable know-it-all.
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