At least half the fun here is reading what you've got to say. You're a bright crowd -- you ask probing questions, share interesting experiences and marshal information to make arguments.

And sometimes you're a quick draw on the quips. A few examples from the last week: 

Josh Dowlut on the Federal Reserve's $1.25 trillion mortgage-backed-security buying spree: "The significance of what the Fed was doing is that it amounted to debt monetization, or paying your bills with a Xerox machine."

Will on the foreclosure mediation bill, recently passed by the Maryland House of Delegates: "They want to see if they can keep the free market from functioning. Next they'll pass a law repealing gravity, and it will do just about as much good."

Darwin Rules, reacting to auctioneer Paul R. Cooper's empathy for people who can't sell because their homes are worth less than their mortgages: "My empathy lies with those who are fiscally responsible, and have been forced to sit on the sidelines while the irresponsible fail bailout after bailout with our tax dollars. ... The politicians cannot keep this war on savers going on forever."

Whether you agree or disagree with the points, it's nice to be entertained.

I love it when you strike up conversations with each other here. It warms my heart to see real discussion and debate (quippy or not) without all the name-calling that infects so many corners of the Web. Thank you all for making this a nice place to stop in for a while.