If you're planning to buy a Baltimore home in the near future, you might qualify for a $5,000 grant to put toward your down payment or closing costs.

Here's what you need to qualify for the city program:

--First-time home buyer status

--A certificate showing that you've been through pre-purchase housing counseling with a city-approved agency.

--Moderate income. The limits are $44,800 for a one-person household, $51,200 for two, $57,600 for three and $64,000 for four. (See the limits for larger households here.)

The program, funded with federal Community Development Block Grant money, has enough money to pass on to 60 buyers. When the program launched last summer, it was tapped out after two months.

"We just got renewed funding," said Tania Baker, a spokeswoman for the city's housing department.