Many of you tell me the housing slump has changed your view of homeownership -- just not in the same way. Some of you have been put off the idea altogether. And some of you rushed out to buy.

I asked you to share how it affected you, and the results of that Wonk poll were really interesting. Unscientific, of course, but interesting.

That's because they suggest a definite difference depending on whether you currently own a home.

The most popular answer for homeowners was that the slump hasn't affected their view of homeownership at all (43 percent of homeowners picked that option), while "it's made me less enthusiastic" was a close second (38 percent).

But for renters? "Less enthusiastic" was No. 1, by a mile -- more than half the renter vote. No. 2, with not quite a quarter of the vote, was "more enthusiastic."

I can see why people who don't have any home values to lose would be encouraged to see dropping prices, because cheaper homes should be to a renter's advantage. But that's a lot of dampened enthusiasm out there among you polled renters. Are you thinking the whole concept of owning a home might be a bad idea?

Just over one in 10 renters and the same percentage of homeowners say the slump has made them never want to buy (or buy again).

But two people wrote in the opposite answer about the slump's effect: "It's made me become a homeowner" and "It made me buy a home."

Homeowner Lisa commented that "the slump has confirmed my conviction to stick with the old fashioned notion that a house is a long-term investment whose sale should be used to top up your retirement nest egg when the day comes."

"I've got 10 years to retirement and a lot of equity in my home, so can weather the slump," she wrote. "It's pretty scary that there will likely be a lot of very impoverished seniors over the next decade with lousy pensions, if all all, and no home equity to speak of."