Homeowners might feel insulted by an offer that's a lot lower than their asking price, but many will come back with a counteroffer rather than a straight "no." Or at least that's what folks said in the latest Wonk poll.

About 40 percent of the (self-identified) homeowners say they'd make a counteroffer, most "a bit lower" than their asking price and some midway between offer and asking.

Nearly as many -- 36 percent -- say they'd counter-offer "unless it's really low, in which case 'no thanks.'"

And 8 percent say they'd just take the offer, thanks very much. Hey, a willing buyer is a willing buyer.

The remaining 15 percent are either confident that their asking price is reasonable or they're unable to go any lower, because their policy on low offers is to just say no.

If you'll recall, the previous poll asked buyers if they expect a reduction in asking price as part of the negotiation. As of right now, just over half say yes (and a quarter of the total expect a big reduction). Another quarter say it depends on what the asking price is.

Sounds like most buyers and sellers alike -- at least the ones taking wonky polls -- anticipate real negotiation will be going on. Do you find that to be true in practice, folks?