There's been so much talk lately about a U-turn into frugality -- including the impacts on home buying -- that I asked you to weigh in. How (if at all) has the recession changed your philosophy of spending and saving?

Just over half of you (52 percent) said it hasn't changed anything because you've always been frugal.

A little over a fifth (22 percent) said it's changed the way you'll spend and save for the rest of your life.

Seventeen percent said you're spending less until the economy improves.

Six percent say the economy hasn't changed anything because you're still in "spend, spend, spend, baby!" mode.

And the remaining two voters left other answers. One: "Time to buy properties at a discount." The other: "It made me work harder to become debt free. I'm almost there."

Thanks for playing, folks. Thoughts? Comment away. And I'm open to suggestions for the next poll.