I had a "liar loan" as you say. That had everything to do with being a 1099 worker. Small business owners and entrepreneurs also used this loan. It was a good thing for people on the rise.

Maybe you should distinguish between people who have jobs and creating them vs. the speculators and people who were untrusting.

The lax in lending was created out of good intentions - Let's get people who can't afford homes into homes and create better communities. The problem is that it was poorly over-seen. It became the loan of choice for novice speculators. The same people who created this mess are still in power today. What?!

Not all of this was bad... Minority home ownership rose significantly and is still doing pretty well. Creatives, young entrepreneurs and contract workers could finally afford homes... These are good things! The problem was that these were extended to speculators and novice ones at that.

This blog did its part back in the day. Good for you! You get read and have no responsibility. This is just fun and games for you. Some of us actually care.

I care about the things you and your paper don't report. I wish you could be a community advocate, instead of just exploiting the issues.

I realize you say you know it all... But do you really know everything? You have never lived in the city, how can that be?

One of the first things many people ask me is how much are the BGE bills, why don't your report on this? If my bill goes up $200 a month doesn't that effect what I can afford? Oh, yeah, you don't care... I forgot about that. Politics, leadership, and others don't mind you. You are just Stats... and think they don't matter. At the same time taxes and bills get jacked.

Thank you! You could provide a service, but don't. Advocacy, never.