Wonk reader H offered up an idea and thought some of you opinionated people would have your own suggestions.

Here's what he says:

The only building product that has not dropped in price is concrete, so any road building package that gets passed is largely a gift to concrete manufactures, and a small portion specialty building contractors. Popular but it's not going to be effective at getting the economy moving.

The tax stimulus plan supported by the Democrats is a clone of the ineffective Bush 2007 tax stimulus plan. The Republican tax plans are only slightly better than the Democratic plans.

Here's my idea, and it's costly.

The only plan I see as being effective and in our nation's long-term interest is allow up to 75 percent cost deductibility for energy/water-saving home improvements for the next two years. ($500 energy savings deduction is near meaningless.)

The most critical benefit is that it gets people with money to spend it, and it will affect a much broader group of the construction industry and the part that needs money the most. Real estate prices quickly start to stabilize, because a significant number of foreclosures are on those employed in the construction field.

By the way, H says he is not employed in the construction/home improvement biz. (He's a programmer.)

Agree with his idea? Disagree? Have a brilliant proposal of your own? You know what to do.