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Poll: Trouble with your mortgage?

Commenter January 1954 suggests a poll to find out how many Wonk readers need a primer on foreclosure -- in other words, whether folks are having mortgage troubles. OK, Jan (can I call you Jan?), but only because you contributed the 800th comment to this blog.

I'm joking, of course. All suggestions for polls are gladly considered.

Without further ado, weigh in (and note that the first two categories are phrased to allow renters to participate, too):

UPDATE as of 9 a.m. on 8/9: The good news is that most of you say you're not having trouble AND don't know anyone who is: 58 percent of you have picked that option so far. Twenty-five percent say you're not having trouble but do know someone who is. Five percent are having trouble but aren't behind, and another 5 percent are behind.

If you're in the trouble category or know someone who is, check out this How-to on foreclosure-prevention resources.

Comments

I am glad to contribute constructively;) However, I am still surprised to see everyone happily paying mortgages (according to the poll). Or is it mostly NAR members taking part?

Keep up the good work,

Feb

Amidst all the commentary, there's an element of the home-sale process that seems to be overshadowed by the cold numbers: people. After a year of doing everthing under the sun to attract buyers, I sold my home seven months ago. At times I thought it would never sell, despite its great location and attractiveness. My point is that if you are a seller, you can do everything right, from sprucing up the exterior to putting exacting (and neutral) touches on the interior, and still see no contract. But hang in there! It will happen. Don't lament that it was not your home but theirs that sold. Every sale of a home in your neighborhood is a positive sign for you!

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About Jamie Smith Hopkins
Jamie Smith Hopkins, a Baltimore Sun reporter since 1999, writes about the regional economy. Her reporting on the housing market has won national and local awards. Hopkins is a Columbia native and has lived in Maryland all her life, save for 10 months spent covering schools in Ames, Iowa.
She trained to become a wonk by spending large chunks of time as a geek and an insufferable know-it-all.
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