Are we there yet?
Fannie Mae's CEO says his best guess is 2010. Delta Associates and analyst John McClain of George Mason University, both speaking of our neck of the woods, say 2009 and the second half of 2008, respectively. Cyril Moulle-Berteaux, managing partner of hedge fund firm Traxis Partners LP, opines in a Wall Street Journal piece that the housing market already hit bottom last month.
But why let them have all the fun? You've been paying attention -- obviously, as you're here -- and you have opinions.
So: What's your forecast, either for the Baltimore area or the nation as a whole? Feel free to leave a detailed comment or just a date.