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Fixing your credit

Bankrate.com points out ways bad credit can hurt you -- higher mortgage payments, higher rent payments, even lost job opportunities -- and offers suggestions for improving your financial record. For instance, show you're a good renter:
Get a letter from a previous landlord describing your positive payment history and photocopies of rent checks. If your credit report is improving, get a copy of that to show.

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About Jamie Smith Hopkins
Jamie Smith Hopkins, a Baltimore Sun reporter since 1999, writes about the regional economy. Her reporting on the housing market has won national and local awards. Hopkins is a Columbia native and has lived in Maryland all her life, save for 10 months spent covering schools in Ames, Iowa.
She trained to become a wonk by spending large chunks of time as a geek and an insufferable know-it-all.
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