Blame subprime lenders. But if you're looking for aggressive efforts to tame subprime lenders, the New York Times ran a piece on Tuesday that highlighted municipal efforts to "make lenders responsible" for abusive lending practices. In particular, the Times reported on a law suit filed by Baltimore mayor Sheila Dixon (who is featured on DMI's Mayor TV) and the City Council against Wells Fargo for discriminating against black borrowers in Baltimore. Compare this to New York City where just a few years Mayor Bloomberg, with the help of the State Supreme Court, was successful in shooting down anti-predatory lending measures passed by the NYC City Council.