Here's one way to ensure that you get the products you want at Black Friday prices --- without worrying that the items will be sold out if you decide to sleep in on the day after Thanksgiving.

Dealnews.com has compiled a list of stores that will match competitors' prices on Black Friday, including Walmart, Home Depot and Lowe's. Sears, on the other hand, will not. 

That way, no worries that an item will be out of stock and no need to stress out about early morning lines. As long as you're armed with a sales circular featuring your coveted product, you'll be able to stroll in hours after the retailers open, pluck your desired item off the shelves and then go camp out in the customer service line to get a manager to approve the competitor's price.

Just be sure to have an official circular, not one of the 'leaked' versions available on the Internet, warns dealnews.

I'd add this additional caveat: 

Continue reading "Price match on Black Friday : strategies to save" »

Posted by Liz Kay at 8:13 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Walmart has confirmed some of the deals it is offering on Black Friday.

They include:

Magnavox blu ray disc player for $78

Sanyo 50-inch plasma hdtv for $598

Tomtom 3.5 inch gps for $59

Reversible fleece jacket for $7

Children’s sleepwear for $3

The discount retailer hasn't officially released its Black Friday circular yet. But some websites are posting "leaked" Black Friday Walmart ads. You can find one version here.

Posted by Andrea Walker at 6:28 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

It's about a week until Black Friday and more retailers are announcing their plans.

Toys R Us said it is opening at midnight, five hours earlier than it ever has. It will offer more than 70 doorbusters from midnight to 1 p.m.

Shoppers can search the toy retailer's website starting at 12:01 Wednesday to preview more than 100 unadvertised "mystery deals" that will be available in stores on Black Friday.

Deals include a free $50 gift card with the purchase of any Ipod touch, 65 percent off of a sleeping beauty styling head vanity, $100 off of a 12-foot trampoline and 50 percent off Wii Fit accessories. The retailer will also give out 250,000 free boxes of 64-count Crayola Crayons with any purchase.

Best Buy said that it will start offering Black Friday-like prices at its stores today, a week before the traditional start of the season. It is selling 32" Dynex, LCD HDTV's for $299.99 and 40-inch Dynex LCD HDTV's for $499.99. It will also offer Black Friday prices on Samsung models starting this Sunday.

Kohl's said it will post its Black Friday print ad on its website on Nov. 22. It will include more than 300 early bird specials. The store will open at 4 a.m. that day and offer specials until 1 p.m. Deals include a $69.99, 7" portable LCD TV, $34.99 cashmere sweaters and 50 percent off toys by Fisher-Price, Playskool, Barbie, Hot Wheels, Matchbox, Play-Doh, Tonka and other brands.

Posted by Andrea Walker at 11:30 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

Friends, here's a way to use your holiday shopping to support your favorite cause --- and maybe save a little money!

When you're hunting for gifts online, start your search at GoodShop.com, which partners with national merchants and retailers such as the Gap, Amazon.com, Dell and Target to donate a portion of sales to charities.

Here's how it works: search for your favorite nonprofit on the site, or add it to the database.

Then, look for your retailers. Be sure to check for any restrictions, as well as additional coupon codes. Some retailers offer free shipping or other offers to GoodShop customers, which they post on the individual store page.

Finally, click through to the merchant and make your purchase. Don't forget to hunt around for other coupons that might apply to this sale. 

Goodshop is brought to you by the people behind GoodSearch, which we have written about before. It allows Internet users to designate charities to receive a portion of the advertising dollars generated through web searches.

Posted by Liz Kay at 9:12 AM | Permalink | Comments (0)
Categories: Cheap/Frugal, Consumer Web Site of the Week, Holiday shopping, Shopping
        

Every month The Baltimore Sun invites readers to share how they are dealing with today's economic realities.

This month's topic is Black Friday, the popular post-Thanksgiving shopping day that is the official start of the holiday retail season.

Are you shopping Black Friday? Where will you go and what will you be buying? Can you really find deals on Black Friday or is it a marketing ploy by retailers to get people to spend money?

We want to hear from you. Check out our light source page to find the questionaire and other information about our "be a news source" effort: http://www.baltimoresun.com/business/bal-lightsource-about,0,2031869.htmlstory.

Also, check out the real estate wonk to find out her take on the question.

Thanks in advance to all of you who participate.

Posted by Andrea Walker at 5:10 PM | Permalink | Comments (2)
Categories: Holiday shopping
        

Walmart said today that it will sell items at savings "resembling day-after-Thanksgiving prices" one week early.

The savings will run Nov. 21 - Nov. 27.

The world's largest retailer has already announced $10 toys and electronics deals as it tries to get ahead of its competitors in what is expected to be a tough holiday season for retailers.  It is also opening for 24 hours on Thanksgiving Day.

Examples of the savings include:

* 26" Vizio LCD HDTV $248, was $347

*Disney Princess Scooter, $99, was $129

EZ Bake Oven, $16, was $28

Baby Alive Newborn Doll, $8, was $15

Nerf Capture the Flag, $19, was $39

Shoppers who buy "Hero" game packages will receive $40 Walmart gift cards. The game packages eligible include Band Hero, DJ Hero and Guitar Hero.

Posted by Andrea Walker at 3:46 PM | Permalink | Comments (3)
Categories: Holiday shopping
        

Folks, Thanksgiving is right around the corner, and as usual, I am excited. Turkey Day is one of my favorite holidays, because I'm thankful for food.

Last year we sent you to Butterball's "Plan Perfect Portions" turkey calculator to determine how much turkey you'll need for the perfect dinner-to-leftover ratio to satisfy you and your guests ... without wasting money, time and energy cooking extra food that will just get wasted.

Once you know how much turkey to buy, plug the weight of said turkey into the other calculator on the page to find out how long said turkey (if it's frozen) will need to thaw. 

This Thanksgiving dinner calculator will accommodate both turkey, stuffing and gravy calculations with a number of variables, including children and adult guests, desire for leftovers and appetite (small, large or animal). 

Posted by Liz Kay at 3:18 PM | Permalink | Comments (1)
Categories: Consumer Web Site of the Week, Food, Holiday shopping
        

What are your plans after eating that big meal on Thanksgiving Day?

 How about a couple of laps around Walmart?

The world's largest retailer will be open for 24 hours Thanksgiving Day to help ease crowds who line up for its Black Friday specials, spokesperson E.R. Anderson said today. The doorbusters won't be available until 5 a.m.

Walmart is looking at ways to ease crowds after a security guard was trampled to death at a Long Island store Black Friday last year.

JCPenney also said yesterday that it will open at 4 a.m. on the day after Thanksgiving. Its stores will open 8 a.m. the Saturday after Thanksgiving.

(Baltimore Sun file photo)

Posted by Andrea Walker at 4:13 PM | Permalink | Comments (13)
Categories: Holiday shopping
        

More retailers and malls are starting to unleash their Black Friday plans and other holiday bargains.

Prime Outlets Queenstown, the outlet center just over the Bay Bridge, announced it will open at midnight on Black Friday like it did last year. It will give the first 500 people who show up to guest services wearing pajamas a goodie bag with coupons and other giveaways.

Kmart will begin "Better than Black Friday" doorbusters this Friday (Nov. 6) and each Friday until the day after Thanksgiving.  On Black Friday, Kmart will have what it calls "Blue Friday" specials named after its famous blue light bargains. Kmart will also be open on Thanksgiving Day from 7 a.m. to 9 p.m.

Walmart, which has already announced it will sell 100 toys for $10, will also sell a turkey dinner that feeds eight for $20. This Saturday (Nov. 7) it will begin a series of bargains on electronic items. The specials will run through Nov. 13 and include $298 HP notebook computers, a Panasonic 46" HDTV for $788 and Xbox 360 gaming systems for $199 with a $100 Walmart gift card.

We told you earlier about Sears Black Friday specials and will let you know about more as we hear about them.

Happy Shopping.

(Baltimore Sun file photo)

Posted by Andrea Walker at 12:08 PM | Permalink | Comments (1)
Categories: Holiday shopping
        

It used to be that to get one of the over-the-top toys from the famed FAO Schwartz you had to order from their catalog or visit one of two stores at Fifth Avenue in New York or Caesars' Palace in Las Vegas.

But beginning Nov. 1, Toys R Us will open FAO Schwartz boutiques in 585 of its stores, the toy company said Tuesday. It has also relaunched the website, FAO.com, and will publish its Holiday Catalog.

Toys R Us brought the financially troubled FAO Schwartz in May.

The boutiques will be placed prominently at the front of Toys R Us stores and have life-sized displays of the FAO Schwartz soldier. The boutiques will be a little more affordable than the typical FAO Schwartz merchandise, ranging from $2.99 to $64.99.

Among the toys to be sold at the boutiques will be replicas of the iconic piano that Tom Hanks played with his feet in the movie Big.

(photo courtesy of AP)

Posted by Andrea Walker at 12:53 PM | Permalink | Comments (0)
Categories: Holiday shopping, Shopping
        

The holiday season is around the corner, meaning shoppers are more than likely about to stock up on gift cards to give their family and friends.

But a recent study commissioned by the Consumer Federation of America found that many consumers still don't understand the rules of bank or cash gift cards issued by companies such as American Express, Visa and Mastercard.

Just 33 percent of those surveyed knew there was a charge to purchase these cards and only 54 percent knew that some of the gift cards charge a monthly fee after 6 to 12 months. Cash and bank gift cards usually cost $4 to $7 to purchase and have monthly fees as high as $4.95 as early as six months after purchase.

As a result of the study, the Consumer Federation of America and the National Association of Consumer Agency Administrators have created a new brochure on gift cards they'll give out at retailers such as CVS and Walgreens. American Express will also give out copies.

You can also access the brochure at www.consumerfed.org. Find Maryland rules at the attorney general's office website.

A new federal law goes into affect in Aug. 2010 that will prohibit fees from being charged on gift cards that have been used in the past 12 months. Until then, use caution when purchasing gift cards.

(photo courtesy of AP)

Posted by Andrea Walker at 8:59 AM | Permalink | Comments (1)
Categories: Gift cards, Holiday shopping, Shopping
        

I've been writing about a book war that started among retailers when Walmart.com announced that it would sell popular books for as little as $10.

The retailer dropped the price twice after Amazon.com lowered its prices. Now both retailers and Target.com  are selling books for $8.99.

And today Sears Corp. announced it was joining in too. The company, which operates Sears and Kmart, says it will give customers a $9 credit if they buy any of ten titles at Sears.com, Walmart.com, Target.com or Amazon.com.

The credit can be used toward a purchase of $45 or more at Sears.com.

Posted by Andrea Walker at 5:24 PM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

When I came in this morning one of the big news stories of the day was Toys R Us offering layaway on high-priced items, such as bikes, play kitchens, trampolines and pools and water slides.

But not in Maryland.

A short sentence at the end of a press release said Maryland isn't included in the program, but didn't say why.

I called a spokesperson and got a vague email that said:  "We are working through some of the internal systems requirements unique to implementing the layaway program in Maryland."

Yeah, I don't know what that means either.

I called for further explanation but haven't heard back. I also called the Maryland Attorney General's office, which regulates layaway policies, to see if they know what the reasoning could be. I'll let you know when I hear back.

Toys R Us is offering the layaway program to compete for cash-strapped consumers during the important holiday season. Many consumers will be on tight budgets this year.

 Layway allows people to pay off gifts over time and can be a good alternative to charging on a credit card.  But watch for fees. The Toys R Us program has a $10 fee, for example.

Most stores don't offer layaway anymore, but there are a few, including Marshalls, Kmart and Sears.  I recently blogged about some other things Sears and Kmart are doing for the holidays.

Posted by Andrea Walker at 9:28 AM | Permalink | Comments (0)
Categories: Budgeting, Cheap/Frugal, Holiday shopping, Shopping
        

Chances are you're not getting that diamond bracelet you've been eyeing for Christmas this year.

The National Retail Federation is expected to announce today that consumers are still being pretty cautious about spending. And with national unemployment nearing 10 percent who can blame them? NRF expects holiday spending to decline 1 percent.

So don't be offended this year if you get a lot of practical, low-priced gifts. We're talking grocery store gift cards, candy and things like that. Maybe your best friend will buy your kids a little treat and give you a card or a hug.

Save the diamonds for when the economy gets better.

What are your plans for holiday spending? Are you buying and spending less? Are you bold enough to ban gifts all together? Tell us what you're doing.

Posted by Andrea Walker at 1:00 AM | Permalink | Comments (2)
Categories: Cheap/Frugal, Holiday shopping
        

Sears and Kmart today announced the introduction of a Christmas Club card that the retailers claim will help shoppers save for holiday shopping. Shoppers can put aside money on the card from now until Nov. 14. They can earn rewards of up to $100 on the car based on how much they save.

The announcement comes as retailers are bracing for a slow Christmas season and consumers are depending less on credit cards. The retailers have also been touting their layaway program.

Susan Ehrlich, president of financial services for Sears Holding said in a press release: “We heard our customers were concerned about how they are going to pay for their holiday shopping this year and we wanted to provide a way to ease their concern.”

But the card is also good for Sears and Kmart sales. It guarantees people who sign up for the card will have to shop their stores when the holiday season hits.

I’m all for the notion of saving. Too many people are probably still paying for their holiday purchases from last year. But consumers can save on their own too. Open a savings account you don’t have easy access to. Or put 50 bucks a week aside in your drawer if that’s what makes you save.

The rewards Sears and Kmart are offering are good if that’s the only place you plan to do your shopping. Then you might consider signing up for the card. But I bet there will be pretty good deals at all the retailers given the gloomy holiday shopping season that is expected.

Posted by Andrea Walker at 5:54 PM | Permalink | Comments (0)
Categories: Budgeting, Credit cards, Debt, Holiday shopping, Shopping
        

It’s hard to believe, but the holidays are just a few months away. And if current trends continue, there’s not going to be a lot of spending on gifts this year.

A survey by PriceGrabber.com found that 75.3 percent of consumers are concerned about holiday gift giving this year because of the economy.

The online shopping site has put together a list of tips on how to save $1000 over the next three months, so you’ll have a little more cash for holiday gifts.

Have you started your holiday shopping yet? Let us know some of your savings tips.

1. Pack a lunch. Eating out five days a week at $10 a day costs $50 per week. Preparing a daily meal at home with $3 worth of groceries can yield savings of $35 a week. Potential 3 month savings: $420

2. Downsize the cell phone plan. Cell phone rates vary based on the desired amount of coverage. Downsizing from a $140-per-month plan to a $60-per-month plan could lead to savings of $80 per month. Potential 3 month savings: $240

3. Live without the latte. Drinking the free coffee in the office instead of spending $3 on coffeehouse coffee every work day can save $15 a week and $60 a month. Potential 3 month savings: $180

4. Search online for coupons and discounts. Taking the time to cut $30 worth of coupons online or in the newspaper can add up each month. Potential 3 month savings: $90

5. Join the library. Checking out two books a month instead of buying two books at $15 a piece can help consumers save $30 a month. Potential 3 month savings: $90

Total potential 3 month savings: $1020

(Photo: Doug Kapustiin)

Posted by Andrea Walker at 11:14 AM | Permalink | Comments (1)
Categories: Budgeting, Cheap/Frugal, Holiday shopping, Shopping
        

Free TCBY cone or cup for mothers on Mother's Day! Cheap flowers from ProFlowers and 1-800-FLOWERS (via Consumerist) 15% off Teleflora coupon!

Free or cheap Mother's Day events and activities in Baltimore and beyond, courtesy of Charm City Moms! Don't miss the Urban Pirates special, free for moms!

Given the battered state of our wallets, are you succumbing to the emotional ploy to buy buy buy for Mother's Day? The National Retail Federation estimates that average spending on Mother's Day gifts will decrease to $138.63 from ... $139.14. Down 50 cents. Still, if you consider all the special meals and activities, people can shell out a lot of money $15.8 billion, especially if you're buying items for multiple matriarchs: mothers, grandmothers and wives.

I think it's a better investment to show appreciation to your loved ones year round, as opposed to waiting for the calendar-mandated displays of affection that generally come with a markup.

However! There is still time to take a DIY approach to Mother's Day ...

Continue reading "Mother's Day gifts, freebies & deals" »

Posted by Liz Kay at 12:27 PM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Cheap, last-minute Valentine's Day gifts can still be had! Do not lose hope, all ye procrastinators!

I'm sure you already perused our Valentine's Day deals from last week, but here is advice for buying roses for your boo. Remember, the long-stemmed bouquets will be pricey due to demand, but shorter stems or mixed bouquets may meet muster.

Brent, in the middle of his No-Buy month, alluded to purchasing the components for some homemade Valentine's Day treats. Clearly he doesn't want to give away his secrets, but something handmade, like a chocolate lava dessert, would score brownie points (so would brownies).

At this late date, you won't have an easy time finding a restaurant reservation at a reasonable hour for tomorrow night, but you'll probably save more making dinner yourself. If you want to try  your luck, Elizabeth Large of dining@large suggests 10 inexpensive romantic restaurants. Also Sam of the Midnight Sun blog assembled a list of Valentine's Day dates for under $50.

Here are Valentine's Day gift ideas for women and gift ideas for men assembled by our crack multimedia team, who scoured the Interwebs just to inspire you.

NotableM suggested penning a heartfelt note to your significant other. Sincerity is the key, here --- and that's something Hallmark can't sell you. 

You could also consider planning the gifting strategically ...

Continue reading "Cheap, easy Valentine's Day ideas? " »

Posted by Liz Kay at 9:27 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Don't forget your receipts if you hit the stores for after-Christmas shopping in the next few days.

With retailers cutting prices repeatedly in a desperate effort to move inventory, you might be eligible for a price adjustment --- a refund of the difference if you purchased an item that's now selling for less.

According to the Associated Press:

Allen Chen, a part-time cashier at a J. Crew store in White Plains, N.Y., said shoppers with two-month-old receipts are asking for partial refunds for items now on sale. Normally, the store's policy is to refund the difference between an item's purchase price and a later sale price only if it goes on sale within seven days of the purchase.

"When I tell them it is past the seven-day policy, they tell me that they will just return it and re-buy it" at the sale price, he said, adding that his store managers are now allowing customers to do so most of the time.

More customers are also bargaining with sales people trying to make room for new products, according to the story.

Need help with a holiday return? More retailers have extended their gift return policies ...

Continue reading "Holiday returns and price adjustments during after-Christmas sales" »

Posted by Liz Kay at 9:28 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

What are your plans for the day after Christmas?

Dec. 26 may be a Friday but it may not get retailers into the Black, despite desperately slashed prices.

Still, some people will definitely be out with an infusion of Christmas cash and gift cards. 

I'm curious --- did anyone put off big purchases or even postpone gift exchanges in the hopes of taking advantage of post-Christmas discounts? It's a good strategy any year, but if you had the time and/or flexible gift recipients, it seemed especially wise.

Posted by Liz Kay at 7:30 AM | Permalink | Comments (2)
Categories: Cheap/Frugal, Gift cards, Holiday shopping, Shopping
        

Cheap Trick Thursday arrives early this holiday week, to remind you you shouldn't spend an arm and a leg wrapping your presents. Frankly, buying paper for the sole purpose of tearing it off isn't fiscally OR environmentally sound.

But there's definitely important about the custom of gift-giving that requires a disguise of some sort --- the more attractive and unusual the better. You can't skip the reveal!

Instead of buying gift wrap ...

Continue reading "Cheap Trick Thursday: cheap, quick, green wrapping paper and gift wrap ideas" »

Posted by Liz Kay at 2:02 PM | Permalink | Comments (0)
Categories: Cheap/Frugal, Greenies, Holiday shopping, Shopping
        

This year the day after Christmas in 2008 mirrors Black Friday in two ways:

a. Dec. 26 falls on a Friday

b. some stores are offering "doorbuster" specials.

JC Penney will open at 5:30 a.m., for example. Sign up for a JC Penney wake-up call, if you're that kind of shopper, and take advantage of more than 100 specials.

Walmart will be open at 6 a.m. and Target opens from 7 a.m. to 11 p.m. at Mondawmin and Towson (call to confirm the hours of your closest Target location).

Crate and Barrel also sent out a circular advertising Dec. 26 sales, according to SlickDeals.

And just like Black Friday, online retailers are trying to clear out their warehouses, particularly seasonal merchandise. Check out ...

Continue reading "Take advantage of after-Christmas sales, discounts and deals in stores and online" »

Posted by Liz Kay at 10:57 AM | Permalink | Comments (2)
Categories: Budgeting, Consumer Web Site of the Week, Holiday shopping, Shopping
        

With reports of dismal sales figures all through the holiday shopping season, you've got to wonder what store shelves will look like on Dec. 26.

BusinessWeek has reported a glut of consumer electronics --- so much inventory that companies such as SanDisk are cutting production. With that news, Consumerist is predicting amazing after-Christmas discounts as retailers try to move product.

You may be able to take advantage of some of the discounts even if you've already gotten something for everyone on your list. Just don't forget to hang on to your receipts and ...

Continue reading "Are you waiting for after-Christmas sales?" »

Posted by Liz Kay at 6:05 AM | Permalink | Comments (2)
Categories: Cheap/Frugal, Holiday shopping
        

These days consumers have a lot more options than just paper and plastic when it comes to paying for online purchases.

We told you in yesterday's Sun that services such as eBillme, Bill Me Later, Billeo and PayPal let customers make online payments without using a credit card. Bill Me Later asks for your name and birthday and the last four digits of your Social Security number. Billeo saves your bank account information in a toolbar.

Just FYI: Consumer Reports points out ...

Continue reading "Alternate forms of payment catching on online" »

Posted by Liz Kay at 4:09 PM | Permalink | Comments (0)
Categories: Budgeting, Credit cards, Holiday shopping, Shopping
        

It's the last weekend before the holiday, and hopefully you aren't feeling the pressures of purchasing looming over your head.

I've got a bunch of deadlines to keep track of. However, to buy the procrastinator in me some extra time, I've also negotiated with some people that we're not going to exchange gifts before the holiday. Way to extend the cheer through the Christmas season.

If you are worried, however, Tightwad Tod over at Consumer Reports has last-minute holiday shopping tips for you to ease the stress:

Continue reading "Last-minute holiday gifts: don't panic " »

Posted by Liz Kay at 9:30 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Here's a roundup of last-minute holiday gift and food ideas --- some, perhaps more strange than others --- to help you finish up those last few things before the Christmas and Hanukkah and Kwanzaa next week.

If you're feeding a crowd a holiday dinner, consider serving a beautifully seared piece of roast beef, with a recipe from The Sun's You & Taste section. 

You might also be baking up some delicious desserts that require specialized ingredients such as evaporated milk. Consider making your own evaporated milk with nonfat powdered milk, as Erin Huffstetler suggests on her Frugal Living blog. 

And yes, if you've still got a few people on your list, you still have time to make some gifts!

Continue reading "Cheap Trick Thursday: cheap, last-minute, easy, homemade Christmas gifts and food" »

Posted by Liz Kay at 7:35 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Okay, I confess: it's a week before Christmas and despite the best of intentions, the procrastinator in me won out. I'm waaay farther behind on the gift-giving journey than I should be at this time.

For those like me who still have a few things to buy, there are still some deals to be had. You should always use a search engine to try to find coupons before you buy something online.

This year, the big push seems to be free shipping. At FreeShippingDay.com, participating retailers have agreed to offer free shipping on Thursday, Dec. 18 with guaranteed delivery by Christmas.

Be aware, however ... 

Continue reading "CWSotW: free shipping" »

Posted by Liz Kay at 10:54 AM | Permalink | Comments (0)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

Here's some good news if you're shopping for toys this year.

After recalling more than 21 million tainted toys last year, Mattel Inc. has agreed to a $12 million settlement with 39 states over lead contamination in toys made in China.

Maryland will receive nearly $235,000 as a result.

The toy company will also meet new federal lead standards early, before the regulations take effect next year. Mattel is lowering the acceptable level of lead from 600 parts per million to 90 parts per million.

How are you protecting yourself and your gift recipients from tainted toys this year? 

Continue reading "Naughty Business of the Week: Mattel settles with states over lead-tainted toys" »

Posted by Liz Kay at 11:32 AM | Permalink | Comments (2)
Categories: Consumer safety, Holiday shopping, Recalls, Shopping
        

This holiday season, the Baltimore Animal Rescue & Care Shelter (BARCS) is asking more people whether there's room in their hearts --- and their budgets --- for a family pet.

Too many adoptable dogs and cats are being dropped off at the shelter each day. Some are dropped off by people driving U-Hauls, said Jennifer Mead-Brause, the shelter's executive director.

But fewer people are adopting and smaller shelters suffering financial hardships can't take them all, either.

According to today's story, the shelter has waived adoption fees for dogs and cats 2 years and older, and is offering dogs and cats ages 7 months to 2 years for $10. Younger animals are available for the regular rate of $65.

Continue reading "Adopt a pet at a discount" »

Posted by Liz Kay at 1:18 PM | Permalink | Comments (0)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

I've been planning on writing about giving used or second-hand gifts this year, but Erin Huffstetler and BabyCheapskate beat me to it.

Is it out of the question? Do you preach the benefits of avoiding materialism, or do you just gloss over the fact that an item is not new?

For example: about six years years ago, my tiny nephew really wanted a Game Boy. He was very little. I was very practical.

So, instead of purchasing a brand new Game Boy Advance, I went on eBay and bought him an old-school, original Game Boy. You know, the model that first came out in 1989?

When Nephew ripped open the wrapping to reveal the gift Game Boy, the room grew silent.

Continue reading "Frugal dilemmas: giving second-hand gifts or regifting this year?" »

Posted by Liz Kay at 10:24 AM | Permalink | Comments (3)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

... or just those looking to save a little cash in these trying times.

Chosen carefully, presents you deliver to your friends and loved ones may help them save money all year long.

Consider an attractive insulated bag or bento box to encourage someone to bring lunch from home more often. A reusable water bottle or insulated travel mug will help people to avoid dropping $4 on refreshment when the 4 o'clock slump hits. Package them with some good coffee or intriguing tea bags to personalize the gift.

Or how about making weeknight meal assembly a little easier with a crockpot, as Erin Huffstetler recommends on her Frugal Living blog? Knowing you have a pot of a warm and hearty dish bubbling on your countertop eases the temptation to order takeout or just go out to eat after a long day at work. Check out these slow cooker and crock pot reviews at Consumer Reports so you don't buy an appliance that won't get used. Consider including some non-perishable ingredients or your favorite slow cooking recipes to inspire your chef.

Others might appreciate a gift card to ease the pain of those little expenses that creep up --- for car maintenance such as oil changes, gas cards for fill ups and the like. What about postage stamps, particularly the Forever stamps that will always be valid? I can think of one or two people who are always running out ...

You'll also win with gift certificates or cards for the little treats that frugal folks have avoided, such as movie tickets, spa treatments or (gasp) fancy coffee drinks. A little indulgence once in a while helps maintain resolve in the interim.

Bankrate.com recommends 12 recession-proof gifts, including the gift of health --- either new sneakers or workout gear, or a subscription to yoga or other exercise classes.

And then there are gifts that save energy ... 

Continue reading "Cheap Trick Thursday: frugal gifts for frugal people " »

Posted by Liz Kay at 7:23 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

We're all bombarded by Christmas carols and other holiday jingles from well before Thanksgiving through early January in every direction ... but if you still need a little Christmas, right this very minute, head over to Amazon.com's 25 Days of Free.

There, you can download a free holiday MP3 every day for 25 days, and the promotion began Dec. 1. Consider it an Advent calendar for your aural environment. 

The options thus far include songs by Barenaked Ladies, Leigh Nash and today's pick, Mannheim Steamroller. 

Deal posted on Buxr, discovered via Consumerist. 

Posted by Liz Kay at 1:31 PM | Permalink | Comments (0)
Categories: Cheap/Frugal, Holiday shopping
        

Looking for free holiday gifts, or want stocking stuffers that cost absolutely nothing at all?

For every day until Christmas, you can (updated) send 3 $10 Restaurant.com gift certificates as part of its Feed It Forward campaign for the low low price of nothing.

It's a nice gift, especially for folks who may be cutting back on eating out. 

So what's the catch?

Continue reading "More Cheap Trick Thursday: send free Restaurant.gift certificates every day until Christmas!" »

Posted by Liz Kay at 10:55 AM | Permalink | Comments (2)
Categories: Cheap/Frugal, Food, Holiday shopping
        

It's good advice: use a gift card soon, because you never know what may happen.

However, there's been an e-mail circulating the Interwebs warning people not to buy gift cards from about 30 retailers, stating that those businesses are in danger of collapse.

That info's a bit misleading, according to a North Carolina TV station's investigation of the gift card e-mail highlighted by Tightwad Tod over at Consumer Reports. 

Some of the stores have in fact ...

Continue reading "Gift cards: a gift to avoid? " »

Posted by Liz Kay at 10:59 AM | Permalink | Comments (0)
Categories: Gift cards, Holiday shopping
        

Happy Cyber Monday, readers!

Perhaps you're spending the morning giving thanks for the wonderful deals and discounts you picked up on Black Friday? According to Ms. Andrea, shoppers spent a lot on Black Friday but slowed over the rest of the long Turkey Day weekend.

Or, maybe you've fired up your computer to search the web for crazy deals online today instead. My Google Reader searches reveal (updated) coupon codes for Old Navy/Gap/Banana Republic, as well as JC Penny and Lands End (via MrDealFinder). 

Searching for stuff for your home? Best Buy is shaving 10 percent off appliance prices today (also via MrDealFinder) and Target is offering discounts on furniture, mattresses and more.

If you're on the hunt for more deals,

Continue reading "Cyber Monday deals and discounts" »

Posted by Liz Kay at 7:45 AM | Permalink | Comments (2)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

Be careful out there, everyone. Getting a deal isn't worth getting hurt over, or worse, hurting someone else.... Our thoughts go out to the Wal-Mart worker who was trampled to death on Long Island during Black Friday shopping.

PCMag says Apple dropped prices on its MacBook and iPods for Black Friday.

The Boston Globe says Black Friday bargains lured first time shoppers out of bed today.

Eyeballing the crowds, the WSJ reports that shoppers seem to be carrying fewer bags as they're shopping Black Friday this year.

Continue reading "Black Friday news" »

Posted by Dan Thanh Dang at 12:53 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

If you haven't tuned in to our Black Friday Twitter widget on the right side of this page, here's a taste of what our friends in Twitterland are spotting out there on Black Friday.

contactjeff: Rehoboth - Eyewitness reports that outlets were jammed at 1 a.m.; Route 1 "looked like summer traffic." BLFRI

DontHateBeHated: In and out of Walmart this morning by 5:35 with everything on my list except the toaster oven BLFRI

Continue reading "Black Friday Scenes continued..." »

Posted by Dan Thanh Dang at 10:03 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

I'm only just waking up from a full day yesterday... so if you're out there shopping, if you've been standing in the cold for hours, if you're just sitting at home enjoying the day with family... or if you're home in your PJs clicking away on the computer, we want to hear from you.

Tune the rest of us in to what's going on today on Black Friday. Is it a mob scene? Are the crowds fairly thin? Are the deals what you expected? Are you avoiding all people today?

We're here, waiting to hear from you.

Posted by Dan Thanh Dang at 6:07 AM | Permalink | Comments (1)
Categories: Holiday shopping
        

Many of you by now are in a turkey coma. Many of you are probably basking in the warm glow of family. Some are watching the football. Others are maybe getting ready to go stand outside a store for several hours to snag some holiday shopping deals. But hopefully, all of you have had a wonderful day of Thanksgiving.

Since my family gathers in the early afternoon, this is the time when things have settled down, the children have tired out and everyone is just sitting back relaxing. This is my favorite part of the day because it gives me the chance to reflect and really give thanks for all the wonderful things I've been blessed with in my life.

Continue reading "Giving thanks..." »

Posted by Dan Thanh Dang at 8:14 PM | Permalink | Comments (5)
Categories: Holiday shopping, Odds & Ends
        

Well, J.D. over at Get Rich Slowly really outdid my list of cheap, easy, homemade Christmas and holiday ideas. 

He's published a list of 34 do-it-yourself gift ideas, many of which are unique and would be welcomed heartily by even the most difficult recipient on your gift list.

We've already said too many times that homemade gifts can be fun to make, reflect more of the sentiment of the season (giving of oneself) and if you plan it right, may even help you save some money.

So, after you rouse yourself from your turkey-induced stupor later today, consider spending some quality time making marble magnets or homemade truffles, or even a secret hollowed-out book for adults to hide valuables from thieves and children to hide treasures from their evil siblings.

(photo: Associated Press)

Posted by Liz Kay at 12:01 PM | Permalink | Comments (0)
Categories: Cheap/Frugal, Holiday shopping
        

Happy Turkey Day!

We know you're getting ready for dinner (don't forget to wear clothes that can expand) and family (don't forget they mean well), but we thought if you had a moment to spare for us, we'd inundate you with some final recommendations for Web sites and tips if you're going to start shopping later tonight or tomorrow.

PC Mag's Top Ten List:

TGI Black Friday -- Displays ad scans and news updates for your perusal, with search functions offering tailored results. For the best Black Friday sales, add the site's Top 40 deals to your RSS readers.

BlackFriday.FM -- Offers news, deals, the ability to creatyour very own shopping list, extensive search functions and videos on shopping advice, as well as Black Friday predictions and history.

Continue reading "Black Friday Web Sites Wrap-Up" »

Posted by Dan Thanh Dang at 6:49 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

Before you embark on your Black Friday reconnaissance mission, armed with the Black Friday shopping tips we've been feeding you all week, take a look at your surroundings.

I'm sitting in my living room and I can see things that I've:

a. bought and never opened (books, games);

b. purchased and don't like (a chair);

c. acquired and can't use (disintegrating yarn unsuitable for the baby hat it was intended to become).

And trust me, I've got a small place!

Ever wonder how much money you could have saved if you had kept the cash in your wallet instead of dropping it on some item that proved itself useless far sooner than you ever imagined?

Indulge your voyeuristic urges in the spirit of Buy Nothing Day by checking out the videos folks have uploaded over at Spendster.org ...

Continue reading "Confess your spending sins on Spendster.org" »

Posted by Liz Kay at 2:00 PM | Permalink | Comments (0)
Categories: Consumer Web Site of the Week, Holiday shopping
        

You know I love my Macbook like crazy, but it was also crazy-expensive compared to other laptops out there. I also know lots of people who are head-over-heels in love with all that is Apple, but we all realize that it can put a dent in the pocket to purchase such in-demand gadgets.

Thanks to ShoppingBlog.com's Black Friday tweet on Twitter for bringing this to our attention, but we're excited to hear that many blogs like AppleInsider are reporting that "Apple is reminding its store employees that they have 'the authority to match the prices of other authorized retailers.'"

Any AppleLover knows that the company rarely ever offers discounts outside of Back To School and Black Friday promotions. But this year, AppleInsider says the company is announcing the price-match plan to employees and even plans on promoting the policy given the current economic situation.

Continue reading "Apple Will Price-Match Other Authorized Dealers for Black Friday" »

Posted by Dan Thanh Dang at 4:17 PM | Permalink | Comments (1)
Categories: Holiday shopping, Technology
        

If all that shopping on Friday leaves your legs a little wobbly from hunger or you're feeling tired from spending too much dough (now now, remember to be sensible about it), you might want to head on over to Ruth’s Chris Steak House.

Why? Because Ruth's Chris is inviting shoppers to come relax, savor and save with them on Friday and Saturday because they're offering one complimentary Petit Filet or New York Strip Steak with the purchase of another entrée.

Restaurants are open for dinner on Friday and Saturday from 5 pm to 11 pm. Here are the many locations:

Continue reading "Ruth's Chris Steak Deal for Black Friday Shoppers" »

Posted by Dan Thanh Dang at 3:20 PM | Permalink | Comments (5)
Categories: Cheap/Frugal, Food, Holiday shopping
        

We've been posting a lot about how to strategize for Black Friday. We've posted a lot about deals you can find if you're shopping on the big day. We've asked for a lot of tips about where you should go in person and online to do your holiday shopping.

But now, we want to take the time to recognize a small, but growing group of people out there who will do nothing of the sort on Black Friday except sleep off their turkey comas, spend some quality time with family and not spend a single dime on holiday shopping.

Who are these crazy people, you ask? These are the Buy Nothing Day people who ask you to:

Take the Plunge! As the planet starts heating up, maybe it’s time to finally go cold turkey. Take the personal challenge by locking up your debit card, your credit cards, your money clip, and see what it feels like to opt out of consumer culture completely, even if only for 24 hours. Like the millions of people who have done this fast before you, you may be rewarded with a life-changing epiphany. While you’re at it, what better time to point out real alternatives to unbridled consumption – and the climate uncertainty that it entails – by taking your BND spirit to the streets?

Continue reading "Buy Nothing Day" »

Posted by Dan Thanh Dang at 1:33 PM | Permalink | Comments (2)
Categories: Holiday shopping
        

If you're in or around downtown at noon today, here's the perfect way to reward yourself if you've spent the last few weeks brown-bagging it.

Help yourself to some free samples from restaurants such as The Dogwood, Fin Steaks and Seafood, Lebanese Taverna, Meli and Corks and others at the Holiday Lunch Party organized by the Downtown Partnership.

Six buildings will host different restaurants, check below the jump for the location nearest you. 

Continue reading "Free stuff: Holiday Lunch Party in downtown Baltimore" »

Posted by Liz Kay at 10:30 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Retailing Whiz Andrea just passed this on to us from BJ's Wholesale Club... Prices are valid Friday, November 28 thru Sunday, November 30, while supplies last.

Televisions

• Sharp® AQUOS® 52” 1080p LCD HDTV (BJ’s Member pricing – including $300 coupon –$1399.99)
• Samsung® 46” 1080p LCD HDTV (BJ’s Member pricing – including $200 coupon - $1099.99)
• Samsung® 32” LCD HDTV (BJ’s Member pricing - including $100 coupon - $499.99)
• Sylvania® 37” LCD HDTV (BJ’s Member pricing - including $80 coupon - $599.99)
• Sylvania® 22” LCD TV (BJ’s Member pricing – including $40 coupon - $289.99)

Continue reading "Black Friday deals from BJ's Wholesale Club" »

Posted by Dan Thanh Dang at 5:30 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

Awesome Black Friday deals we spotted on various Web sites today:

From eBay: $1 Holiday Door Busters. Beginning today through Dec. 8, 100 must-have gifts, such as digital cameras and GPS devices, and one luxury item, including a brand new Chevrolet Corvette, will be listed each day on eBay.com for $1 fixed price.

From TechChuck: Wal-Mart is about the drop the price on the Magnavox NB500MG9 Blu-ray player to $128 on Black Friday. That's about half the price.

Continue reading "Black Friday Deals Spotted Today on the Web" »

Posted by Dan Thanh Dang at 3:14 PM | Permalink | Comments (0)
Categories: Budgeting, Cheap/Frugal, Economy, Holiday shopping
        

Are you ready for some shopping? No, seriously. I'm saying you need to prepare if you're going to brave holiday shopping this week, online or off. Here are three useful tools offered by many retailer Web sites that Consumer Reports Money Adviser sats cab help you find good deals this week:

RSS Feeds- RSS, or Really Simple Syndication, allows retailers to send Web pages with news about sales and promotions directly to your PC. Wal-Mart, for example, has multiple feeds, including price rollbacks, clearance, and upcoming music and video release dates. To use feeds, you need an RSS reader. Microsoft’s Internet Explorer browser has one built in. So do personal home pages like My Yahoo, My AOL, and iGoogle. They can be found at Best Buy, CircuitCity, CompUSA, Overstock.com, RadioShack, Sears, and Target.

Continue reading "Smart Holiday Shopping on the Web" »

Posted by Dan Thanh Dang at 2:00 PM | Permalink | Comments (2)
Categories: Cellular/Landline/Voice over Internet, Computers, Holiday shopping, Marketing/Advertising
        

While I was out running errands over the weekend, I stopped by a Marshall's and the line at the layaway counter was full of people, who had their arms and carts full of merchandise. The store in Towson was packed because there was a 25 percent sale on already marked down prices.

At first, it made me think that maybe retailers won't be hurt as badly from the long-suffering economy as everyone is predicting. But then, I thought, if big sales are already being offered before Black Friday then how much money will retailers really make if they keep slashing prices to lure customers into stores?

I don't know the answer to that. But I do know I was heartened to see so many people taking advantage of the layaway plan since I do think it's the most useful tool out there right now for people trying to avoid racking up more debt, but who still want to be able to buy nice things for the holidays. 

Put some money down, make some payments over the few weeks until it's paid off and then take your goodies home with you worry-free. That's awesome. 

You know what else is awesome? Liz alerting the Department of Transportation's Adrienne Barnes to the dangerous crosswalk at Pratt and Eutaw streets. DOT will repaint those lines so drivers will see there is, indeed, a crosswalk there where they are supposed to let pedestrians have the right of way. DOT will also re-examine the timing of the lights to make sure impatient drivers aren't blowing through red lights because the green light is too short.

Continue reading "Consumer Sundays: Layaway, Crosswalks and Year-End Tax Planning" »

Posted by Dan Thanh Dang at 7:01 AM | Permalink | Comments (0)
Categories: Economy, Holiday shopping, Taxes, Watchdog
        

This will be interesting if it's true. Consumer Reports' latest holiday shopping poll showed that 26 percent of Americans say they will hit the malls on Black Friday -- that's up 5 percentage points from 2007.

It may be a young person's game, though. CR says that the biggest percentage of those planning on fighting the crowds and hunting for big deals are between the ages of 18 and 34.  

That's surprising to us since most of the commenters here are saying they're cutting back this year. Reader Don said:

Don't buy into the hype. Just tell family/friends you're not exchanging gifts so there's no guilt. This holiday shouldn't be about spending your bank account on "stuff".

Reader WillClark4HOF also said:

Shopping? Who can afford to go shopping this holiday season?

So many others have talked about trying to save more this year, making handmade gifts and buying only for the kids to make shopping more manageable. So the idea that more people will hit the malls this year seems out of whack with the chatter we're hearing. But, perhaps, there will be crowds because everyone knows there will likely be really good deals out there.

Continue reading "More Shoppers Will Hit the Mall on Black Friday" »

Posted by Dan Thanh Dang at 2:50 PM | Permalink | Comments (4)
Categories: Budgeting, Economy, Holiday shopping
        

Trying to map out where to start your Black Friday shopping?

Check out Consuming Interests' list of Black Friday store hours and route yourself toward some good deals. Looking for a particular store? Don't forget you can use your browser's search function (or hit Ctrl + F) to find its name, or check bfads.net for an alphabetized Black Friday store hours list. And please give us a heads up in the comments if we've missed your favorite destination!

Apparently, JCPenny is so eager to see you in its store, they're setting up wake up calls to those who sign up at jcp.com.

(photo: David Hobby/Baltimore Sun)

Continue reading "Black Friday store hours" »

Posted by Liz Kay at 11:28 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Are you wondering where to start as you plan for Black Friday? Are you overwhelmed by all the Web sites? Are you seeing great deals already for the holiday shopping season? We want to hear from you.

We're asking all you social-networking do-bees to tweet us about what you're thinking, seeing and hearing.

Continue reading "Tweet us on Twitter about Black Friday" »

Posted by Dan Thanh Dang at 2:14 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

Consuming Interests readers are too smart to approach a day like Black Friday without a plan of attack.

ConsumerWorld.org compiled some really intelligent Black Friday shopping tips so you can take advantage of great deals that might be out there ... and avoid any promises of savings that are just too good to be true.

1. Read the ads in the paper and online. Newspapers will be chock-full of details at major retailers. Some of those advertisements have already been posted on the Internet as well, at sites like bfads.net or blackfriday.gottadeal.com. 

2. Do your research. Compare prices to evaluate how much you'll be saving, especially looking for differences between online and in-store prices. Read reviews of products that seem to be good deals online to see if they're worth even that discounted price. (ed note: I gotta say, I love ConsumerSearch for comparing product reviews and prices. -- DD)

This research should extend to your credit card as well. See if price protection or an extended warranty is a benefit --- no need to be tempted by a heavy sales pitch at a store if your plastic gives it to you for free!

3. Look for coupons and rebates for further discounts. Put your search engine to work sussing out "triple plays", ConsumerWorld recommends. An item might be on sale, but it will be even cheaper if you have a store coupon and if the manufacturer offers a rebate. This piece of advice is ESPECIALLY important if you're buying online. Just google the store name and "coupon" or "promotion code" and see what you can find.

4. Map out your trip. If you plan to hit multiple stores, figure out when each opens and plan to get there well beforehand. If necessary, print out directions and make contingency plans for parking or traffic issues.

Continue reading "Cheap Trick Thursday: Black Friday shopping tips" »

Posted by Liz Kay at 1:34 PM | Permalink | Comments (3)
Categories: Cheap/Frugal, Consumer protection, Holiday shopping
        

With food and energy prices as high as they are, no one* wants to buy too much turkey and spend too long baking it.

To help, Butterball has created several turkey cooking calculators to help cooks plan how much turkey to buy, based on the number of adults and children eating, and whether you want leftovers, as well as how long to let the bird defrost safely (in the fridge) and how long to bake it in the oven.

There's also Thanksgiving turkey food-safety tips to help newbies, or anyone, avoid the hospital during the holiday season.

If you would like a more detailed planning estimate for meals including side dishes, check out this Thanksgiving Calculator on Instructables.com, although your own mileage may vary based on your family recipes.

Continue reading "CWSotW: how much turkey do you need? " »

Posted by Liz Kay at 6:09 AM | Permalink | Comments (5)
Categories: Cheap/Frugal, Consumer Web Site of the Week, Food, Holiday shopping
        

I stopped to get gas yesterday because my tank was on empty and guess how much it cost me to fill 'er up? 29 buckeroos. Let me repeat that, twenty-nine whole dollars for mid-grade gas, too.

This time last year, it cost me almost twice that, I believe.

I gotta confess, it made me smile... not because I envision driving more or going back to my gas guzzling days. But only because I didn't think I'd see prices going below $2 a gallon anytime this year or anytime in the near future.

Continue reading "Will Low Gas Prices Help the Holiday Shopping Season" »

Posted by Dan Thanh Dang at 1:26 PM | Permalink | Comments (1)
Categories: Economy, Gas prices, Holiday shopping, Shopping
        

I hope you didn't miss Andrea Walker's story this weekend about the lengths retailers are going to lure customers into their stores this holiday shopping season.

Many have extended late-night shopping hours, Sears will offer layaway plans, and K-mart has been hosting "Black Friday" weekends well before the day after Thanksgiving.

Kmart has always had layaway but just resumed promoting the credit-free option last year.

Here are some techniques the shoppers Andrea met are employing to ease the holiday spending crunch:

Continue reading "Buy early, buy often: retailers open late, lowering prices during the holiday" »

Posted by Liz Kay at 10:03 AM | Permalink | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

We gave you lots of homemade holiday gift ideas that you could get started working on this weekend, but here are some other options this weekend in case you're not that crafty or you prefer a present that will do more good.

If you're a fan of crafty gifts but aren't that crafty yourself, check out Charm City Craft Mafia's Holiday Heap, at 2640 St. Paul Street from 10 a.m. to 5 p.m. Saturday, Nov. 15. 

And First & Franklin Presbyterian Church in Mount Vernon will host an "Alternative Market" with representatives from local, regional and international non-profit charitable organizations will receive donations.

According to a press release, each group is working for change in areas such as education and conflict resolution, the environment, hunger and disaster relief, medial assistance and self-sufficiency development.

"Those seeking the perfect gift that never needs to be returned, or a way to honor a special friend or family member, will find an organization to suit all ages, genders and interests," according to the news release. 

The nonprofits include:

Continue reading "Alternative holiday gift shopping options: charitable donations, local craft fair" »

Posted by Liz Kay at 10:59 AM | Permalink | Comments (0)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

There are a number of benefits to making holiday gifts. You can save money, if you plan it right. You limit your exposure to the chaos that is the mall starting the day after Thanksgiving. If you make enough, you can have a spare gift on hand to give to people you forgot or to offer as a hostess gift, thus avoiding unexpected last-minute expenditures. And, you can present something to the recipient with more meaning than a prepackaged gift set, because you invested the time in crafting.

The challenge, however, is to make something people actually want. Over at soundmoneymatters, they list seven homemade gifts that don't suck, such as consumable items like homemade cookies, breads and candy, or homemade soaps and bath items.

Here are my other tips: pick one idea and run with it, to minimize the start-up costs. You could make several batches of baked goods with the base ingredients, for example.

Also, consider how you want to package your goods. We spent most of the month while the homemade limoncello was steeping last year hunting down inexpensive yet attractive containers in which to bottle it. Raid your recycling bin for cans and jars (remove the labels or just wrap with holiday paper) that could work. Oatmeal containers can store cookies. It's all good ... and green. Thrift stores and dollars stores also stock inexpensive tins and containers.

So, here's a list of ideas that you can use for instructions and inspiration when planning your holiday giving:  

Continue reading "Cheap Trick Thursday: easy, cheap, homemade Christmas and holiday gifts" »

Posted by Liz Kay at 11:25 AM | Permalink | Comments (2)
Categories: Cheap/Frugal, Greenies, Holiday shopping, Shopping
        

Eileen's excellent column today about regret-free holiday spending offers good advice for reining in shopping so you're not starting the new year with loads of debt.

The key is planning your holiday budget: if you start early, you'll have the flexibility to compare prices and explore less expensive options, rather than paying for convenience (i.e. expedited shipping) or buying items in a panic, as Mandy Walker, senior project editor with Consumer Reports, warned Eileen.

Some excellent gift ideas take time, such as infused liquors. Last year the significant other and I gave away bottles of homemade limoncello, a lovely sweet --- and strong! --- cordial. It required more than a month to steep, so we started well before we planned to give it away.

Crafty gifts don't have to take long ...

Continue reading "Seeking cheap tricks: frugal homemade holiday gift ideas, anyone?" »

Posted by Liz Kay at 10:56 AM | Permalink | Comments (7)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

Now that Halloween is fully behind us, Consuming Interests rolls out a new occasional feature: holiday horrors.

Here, we'll chronicle the worst attempts of retailers to encourage us to buy buy buy, especially when they imply that shopping --- buying new, buying more, obligations to buy --- is an integral part of the way Americans celebrate.

Case in point: Best Buy's "Black Friday" essay contest, discovered via Consumerist. All you have to do to become a "Black Friday VIP" is explain in 250 words or less what you do to make Black Friday a fun and special day.

Somehow, I'm guessing they're be biased in favor of family traditions that involve waiting outside big-box retailers all night to wrestle the best deals out of the hands and carts of other customers. Certainly gets the heart pumping after eating all that turkey the day before, right?

But the winners -- in 25 cities, including D.C. and Philadelphia -- will receive ...

Continue reading "Holiday Horrors: when shopping becomes a tradition" »

Posted by Liz Kay at 10:59 AM | Permalink | Comments (2)
Categories: Holiday shopping
        

How many of you are still trying to pay off what you spent last holiday season? Consumer Reports says 12 million Americans are still carrying debt from last year, which is causing 76 percent of consumers to say they're cutting back spending this year on gifts, travel, entertaining, decorations, charitable giving, holiday cards, and tipping, according to a new Holiday Shopping Poll.

Among the poll results? About 59 percent said they will be giving fewer gifts, and nearly half (49 percent) will be cutting their travel plans.

Most consumers (84 percent) said they were willing to sacrifice buying gifts for themselves this year. But Fido will still make it out OK. Only 23 percent of respondents plan to cut back on gifts for their pets this season — far fewer than those willing to cut back on buying for friends and families (40 percent), service providers (30 percent) or co-workers (29 percent).

Continue reading "Shoppers Will Cut Back Holiday Spending This Year" »

Posted by Dan Thanh Dang at 10:30 AM | Permalink | Comments (1)
Categories: Budgeting, Debt, Economy, Holiday shopping, Shopping
        

It may be tempting this year to try to escape the harsh realities of the economy --- and our crumbling financial security --- by throwing ourselves heartily into winter holiday celebrations, whether they be Christmas or any of the other special days between now and Jan. 6 (Solstice, anyone?).

But with all the uncertainty surrounding our fiscal outlook, this is also probably the worst possible time to accumulate debt, and the best possible time to celebrate whatever it is we really treasure, such as companionship of friends and loved ones.

Take a moment to assess what you can afford, and start saving now, says Bill Hardekopf of lowcards.com. "If you are still paying for purchases from last Christmas, then you can't afford a lot of shopping this Christmas," he said.

Then make your list, and check it twice. Hahaha. No, seriously ...

Continue reading "Cheap Trick Thursday: plan ahead to celebrate frugal, debt-free holidays" »

Posted by Liz Kay at 6:05 AM | Permalink | Comments (0)
        

We've already given you some links to fun, cheap, homemade costume ideas.

If you're still stumped, here are some Halloween costume ideas to get you ready for Fright Night:

1. Hit the thrift store for ready-made (and cheap) options, as well as inspiration. It's the logical destination when outfitting yourself for any costume from another era, but Goodwill, the Salvation Army and other shops sometimes also have ready-made costumes and disguises for adults and kids in stock at bargain prices from folks who are cleaning out their closets.

Last weekend at the Goodwill store on Greenmount Avenue in Waverly, I spotted several adult costumes, including Cinderella and a generic demon/evil thing, as well as some cute animal footie pajamas that looked very Tigger-esque.

Thrift stores can also be a source of inspiration ...

Continue reading "Cheap Trick Thursday: last-minute, cheap and easy homemade Halloween costume ideas" »

Posted by Liz Kay at 6:02 AM | Permalink | Comments (3)
Categories: Holiday shopping, Shopping
        

All right, never fear if you didn't follow my advice a few weeks ago and get started on homemade Halloween costumes for yourself and any little ones you're responsible for. There's still time to put something together that meets standards.

Personally, I like costumes that aren't cumbersome (I want to be able to sit down), permit visibility at night, are easily understood from a distance and don't require the "sexy" modifier. I am irritated by sexy cops, sexy nurses, sexy insurance salesmen and sexy Boba Fetts.

Fine, dress up as a character that is inherently alluring, but don't just tart up some ordinary costume just for the sake of wearing fishnets. It's not dignified, and frankly most years it's just too cold.

My favorite quick-and-cheap costume ...

Continue reading "Seeking cheap tips: quick, last-minute Halloween costumes" »

Posted by Liz Kay at 11:06 AM | Permalink | Comments (0)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

Retail Dynamo Writer Andrea Walker was out amongst the masses today for a story appearing in tomorrow's paper about post-holiday shopping. She tells me that there were "lots of teenagers with cash and gift cards burning holes in their pockets."

Andrea said the malls were "busy but not anxiety-ridden. People seemed to be enjoying this shopping." See? What did I tell you? Pre-holiday shopping is all about anxiety. Finding the perfect gifts for others. You've got a limited amount of time to shop. You're trying to find nice things and stay within a budget. It's crazy. Post-holiday shopping, though, is all about you finding deals with Christmas money, gift cards you may have received or just your own money set aside to gift yourself. Now, that's my idea of a happy holiday.

Anyhow, for those planning on shopping this week for great deals, Andrea said she saw "lots of Macy's bags, more people spending than returning and exchanging, and just about every store had some kind of sale."

Here's the list of sales Andrea shared with me:

Continue reading "The best post-holiday deals found so far" »

Posted by Dan Thanh Dang at 6:10 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

Welcome back! I hope everyone had a wonderful time with their family and friends. Things were very merry in the Dang household with lots of food, lots of little ones running around and a significant number of presents for them under the tree. The adults no longer exchange gifts (there's just far too many of us!), but we still did our small part for the economy by spending a sizable amount on the kids and on the feast itself.

I'm not kidding about the feast, either. My uncle brought a traditional Vietnamese roasted pig. My sister made my mom's special eggrolls. My brother-in-law outdid himself with a roasted pork loin and apple stuffing and a goose with oyster stuffing. My younger brother baked an exceptional lemon meringue pie and an almost-as-good apple pie. I haven't even mentioned my Mama's famous turkey and special holiday salad with brussels sprouts, my other sister's ham and just about enough food to feed an army.

If I weren't working today and immobile from all that food I ate, I'd probably be out there looking for post-holiday sales in the stores, too. Yes, I did swear off shopping after all that Christmas shopping.

But, this is the kind of shopping I enjoy...

Continue reading "Post-Xmas sales may save Xmas numbers?" »

Posted by Dan Thanh Dang at 12:21 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

Get a load of this Smart car. How cool is that? Even cooler, though, is that Hybrid Technologies takes cars like the MINI Cooper and Chrysler Crossfire, rip out the motor and then replacing it with a powerful electric motor under the hood and a stack of lithium batteries where the gas tank used to be.

I still love my American-made gas guzzler, but I wouldn't mind owning one of these bad boys, too. I'm betting those little Smart cars will fit in spaces anywhere!

Save on gas and park anywhere? You can't beat that. Maybe then I can cross off that other thing I've been wanting for Christmas: a garage.

What? Yea Yea, I have garage-envy. It's murder parking in the city, I tell you.

(Photo courtesy of treehugger.com)

Posted by Dan Thanh Dang at 3:48 PM | Permalink | Comments (1)
Categories: Cars, Holiday shopping, Odds & Ends
        

Ooh, if you've been putting off that shopping, you better brace yourself... because it's going to get KEEERAZY this weekend.

Consumer Reports is saying that the last week leading up to the holidays is gonna get Hectic with a capital H because one-third (or 35 percent) of Americans still have not started their shopping yet. CR's latest poll also found that 24 percent will not finish shopping until Dec. 23 or later, and 10 percent will put it to Xmas Eve. Five percent of shoppers won't finish up their shopping until after Dec. 25.  

How exactly does that work, you ask?

(Sun Photographer Doug Kapustin)

Many on-line retailers are expected to benefit from last-minute shopping with more than one quarter (or 29 percent) of consumers expecting to make online purchases before the holidays. CR says, and about four in ten online shoppers anticipate purchasing additional items they did not intend to buy in order to take advantage of free shipping or other promotional discounts. Such last minute shoppers, about a quarter (or 24 percent) expect to pay more for expedited delivery to cover for their tardiness. 

Continue reading "Christmas Countdown... 7 days to go" »

Posted by Dan Thanh Dang at 8:21 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

I know I must sound pretty gritchy about the holidays, but there's good reason. Almost every security expert I hear from around this time of year has a warning for consumers who are busy spending a lot of dough on gifts, festivities and decorations.

So I don't want to be a pill, but I do want to pass along some tips from the Consumer Credit Counseling Service of Maryland & Delaware, a nonprofit community service, to help you avoid getting scammed this season. Many of these you probably already know, but it's worth a reminder:

Guard your Social Security number -- On trips to the mall, never take it with you. Keep your Social Security card locked in a secure box. Only carry you number on the days you really need it, like when you are applying for a job.

Prevent shoulder surfing -- Many of you pay for stuff with credit cards or open new accounts to cover large purchases or take advantage of store promotions. It's the perfect time to steal sensitive information. You might feel overly cautious, but it's wise to use your arm and hand to shield your information from others. If a salesperson asks for your personal information, don't share it out loud.

Continue reading "Secure your holidays" »

Posted by Dan Thanh Dang at 8:56 AM | Permalink | Comments (0)
Categories: Consumer protection, Consumer safety, Holiday shopping
        

Just finished 99 percent of my Christmas shopping this weekend and lemme tell you, it was NOT fun. Just lots of running around, whipping out the plastic and shoving bags of stuff in the car. The only fun part was hanging out with my four sisters, who were going through the same miserable experience with me! By the time we were finished, we barely had room in the car for all of us.

All that crazy shopping got to me because I giggled a little too much over this story from Reuters.

I know. I know. I felt bad immediately, so shame on the rogue elf for writing those obscene letters to children! And for temporarily shutting down Canada's Letters from Santa program.

C'mon. It's a little funny.

(AP Photo)

Posted by Dan Thanh Dang at 2:30 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

Thanks to those good folks over at Consumer World, here are some tips to avoid some return headaches:

To improve your chances of getting a full refund, provide a sales slip or gift receipt, and return the item in new condition, unopened, and with all original packaging material. Returns without a receipt are subject to the retailer's posted return policy, which might result in receiving only a merchandise credit for the lowest price the item has sold for in recent weeks, or possibly no refund or exchange at all.

If the item to be returned is defective, some states such as Massachusetts, require the store to give the consumer his/her choice of one of the three "R's": repair, replacement or refund, irrespective of the store's posted return policy.

Consumers who have a problem returning a gift, should first contact the store manager or customer service department of the retailer. If a satisfactory resolution is not obtained, then a complaint can be filed with the state Attorney General's office or local consumer agency.

And if you're looking for a list of some retailers who relax their regular return deadlines at holiday time by extending the return period into January, CW says: 

Continue reading "Part II of Making holiday returns easier" »

Posted by Dan Thanh Dang at 10:21 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

There's only one thing I hate more than Christmas shopping and that is returning gifts that didn't quite work out for the recipient after the holidays are winding down. It's almost inevitable. You bought the sweater in the wrong size or color. The technogadget didn't work. You and your sister didn't talk beforehand so you bought two of the same things for your niece.

Ah. Nothing like standing in line with lots of disgruntled shoppers who are drafting New Year's resolutions as they stand there to avoid this dreaded practice next year if at all possible!

In any case, Consumer World, a great Web site if you haven't checked them out yet, wants to remind shoppers that they "may face some nasty surprises (and one pleasant one) the day after Christmas as stores continue to enforce complicated and restrictive return policies, including checking a 'blacklist' of 'serial returners' prior to a refund, or by imposing costly restocking fees."

Based on it's annual return survey, CW found that some retailers (including Sports Authority, 40 percent of Staples stores, Express, The Limited and KB Toys) use a computer database by The Return Exchange of Irvine, Calif., to track returns. Others.....

Continue reading "Make holiday returns easy... (er)... easier." »

Posted by Dan Thanh Dang at 10:00 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

Last weekend, we had the after-Thanksgiving shopping frenzy or people just eager to get out of the house and away from spending anymore quality time with the relatives, Retail Whiz Andrea Walker said. Now, she says:

This weekend will bring out the Hanukkah crowd.

The Jewish holiday starts Tuesday and many who practice the religion are expected to hit the stores to buy last minutes gifts for the children or traditional items such as menorahs and dreidels.

(Photo courtesy of Barbara J. Feldman and surfnetkids.com)

Continue reading "Holy Hanukkah shoppers!" »

Posted by Dan Thanh Dang at 8:10 AM | Permalink | Comments (1)
Categories: Holiday shopping
        

Depending on who you believe, a lot of us were either working really hard today or goofing off and shopping on-line all day. Today, of course, is Cyber Monday. The day, many would have you believe, that workers return after the holiday to bargain hunt on-line for deals they couldn't find in the bricks and mortar stores.

comStore in this MarketWatch story predicted that on-line shopping would surpass a record $700 million today. Others like this Motley Fool article says Cyber Monday is as real as the Tooth Fairy or the Easter Bunny.

(Image courtesy of freedigitalphotos.net)

Continue reading "Cyber Monday hype" »

Posted by Dan Thanh Dang at 5:21 PM | Permalink | Comments (0)
Categories: Holiday shopping
        

So there I was, sitting on the sofa, reading the paper and watching the news about all the people standing in line all night for Black Friday early store openings and thinking, "Wow. What a bunch of crazy people."

Then I found out my nephew was one of those crazy people. I'm only telling you about my incredibly handsome, smart but insane nephew because he had such a great story to share. Here's his tale:

We went to Staples in Bel Air to get this year's big ticket item, a GPS navigation. We got there around 2 am and were about 20th in line. The people towards the front said they had been there since 6pm the night before. The main ticket item was a Navigon GPS system for your car. It was on sale for 99.99 and there were limited quantities. When we got there, most people were talking about some sort of laptop or some TV so we figured we were set. Just in case, though, our second choice was a TomTom One 3rd Edition GPS reciever which was 125.00. The TomTom was a little nicer but also a little bit more expensive.

It was around 32 degrees that night. After about a half an hour of waiting in line the cold began to to take a toll on us. I let Amanda go into the car and we switched every 30 to 45 minutes. Around 430am I overheard a lady say that Staples would be passing out vouchers at 5am for the big ticket items.

We figured there would be no problem getting the Navigon since it wasn't a front page item on the advert. As the manager came down the line, we found out he didn't have vouchers for the Navigon but was passing out vouchers for the TomTom so I grabbed one of those. The manager said all the Navigon vouchers went immediately and that there were only 10 per store.

(photo courtesy of HSN)

As it got closer to the 6am opening time, we started to see a lady toward the front of the line start to sell some of her vouchers.

Continue reading "Black Friday shenanigans" »

Posted by Dan Thanh Dang at 8:29 AM | Permalink | Comments (0)
Categories: Holiday shopping
        

At this time of year, if you're anything like me, you're trying to remember all the stuff you have to do before you gather with family and friends for the holidays. I have so many siblings and we're all older now so, thank goodness, we skip gifting all the adults. But, there's still a bunch of nieces and nephews who would be sorely disappointed without some presents under the tree or in the mail.

I'll probably avoid the crowds on Black Friday by staying home, but I will be making my lists and checking around for deals on-line. Holiday party season is starting, too, so that means I'll have to plan on stocking up on some wine or gifts-for-the-host so as not to come empty-handed. At the same time, I'm also hoping to take a little holiday vacation.

What does this all mean? I'll be spending more money than usual. In the old days, I just put everything on my credit card and paid it off over time. Debt. No big deal, right?

Wrong.

(Chiaki Kawajiri, Sun photographer)

Continue reading "Smart holiday shopping and the coming consumer crunch" »

Posted by Dan Thanh Dang at 8:43 AM | Permalink | Comments (0)
Categories: Debt, Holiday shopping
        

This could be a really bad year for toymakers and children.

You must have heard by now that California Attorney General Edmund G. Brown Jr. and L.A. City Attorney Rockard J. Delgadillo sued 20 companies yesterday for manufacturing or selling toys with "unlawful quantities of lead."

If not, read it here.

Today, the Center for Environmental Health (CEH) released a list of several new toxic toys that have high levels of lead. At the press conference this morning, CEH said the toys can be found at major stores like Target and Wal-Mart.

If you're worried about buying a potentially lethal toy for Junior, check this CEH toy list out.

MaryPIRG has a piece of this action, too. Check out their 22nd annual toy safety report, also released today.

I know, I know. It's getting hard to keep up. Whatever happened to just worrying about overdosing on ginger cookies and candy canes over the holidays?

Posted by Dan Thanh Dang at 11:45 AM | Permalink | Comments (0)
Categories: Consumer safety, Holiday shopping
        

In case you missed it yesterday, here's the link to Alma's lovely experience with L.L. Bean while shopping early for holiday gifts this year.

If you had an even better (or worse) experience with a merchant, gimme a holler. We all want to hear about it so we can shop there or avoid the place, too.

I'm posting the story below in case the link above stops working:

Continue reading "Alma Rettew loves L.L. Bean" »

Posted by Dan Thanh Dang at 1:54 PM | Permalink | Comments (1)
Categories: Holiday shopping
        

So this is the big week. No, I'm not talking about GobbleGobble Day (although I do love me some Thanksgiving fixins). I'm talking about Black Friday. The day many Americans will lose their mind and camp outside to get the IT-gift of the holidays. Or rush to the stores to start their holiday shopping. Me, I'm going to be sleeping off my turkey hangover.

But to help you prepare, Washington-based advocacy group Consumer's Union released its 12 shopping tips to keep the holidays safe for families and children.

If you're asking why that's necessary. Just consider that this year, at least 23 million toys were recalled due to lead paint, small magnets, or toxic chemicals. That's not even mentioning the 175 million pieces of children's jewelry made with hazardous levels of lead or the more than a million cribs that have entrapped and strangled infants.

Starting Friday when they make a purchase, volunteers around the country will hand out "Safe Shopper coupons" to cashiers, which will hopefully find their way to managers. The coupons will list things that consumers should be able to expect, CU says. Things like all toy and products meeting strong safety standards, all recalled products being removed from shelves promptly, and all recall information being posted clearly for all consumers to see.

Makes pretty good sense, don't you think? 

If you're crippled with fear about buying a bad toy, read on for the 12 tips.

Continue reading "Holiday shopping in the Year of the Recalls" »

Posted by Dan Thanh Dang at 8:00 AM | Permalink | Comments (1)
Categories: Consumer safety, Holiday shopping