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February 9, 2010

Environmental claims to be investigated by FTC

Biodegradable paper products, clothing made from renewable resources ... more and more products bear labels claiming some degree of environmental friendliness. But are all these statements to be believed? And are they worth the markup?

The Federal Trade Commission is set to revamp its guidelines for these environmental marketing claims, which have not been updated in more than a decade, according to a Greenwire article in the NYT (discovered via Consumerworld.org).

The vocabulary has changed a lot since then, to include terms like "carbon neutral" or "sustainable".

According to the article, the FTC has dinged a few companies for claims like ...

 

Continue reading "Environmental claims to be investigated by FTC" »

Posted by Liz Kay at 9:52 AM | | Comments (0)
Categories: Cheap/Frugal, Greenies, Naughty businesses/NBotW, Shopping
        

February 8, 2010

Win free pants from Dockers

I'm sure everyone else was snowbound and already saw this commercial during the Super Bowl, but if you haven't: click through to the Dockers' Web site to enter to win a free pair of Men's soft khakis.

The promotion, first advertised during the Super Bowl, will continue through Feb. 15, so you'll be able to enter daily. The company is giving away one thousand free pairs of pants.

Posted by Liz Kay at 2:17 PM | | Comments (0)
Categories: Cheap/Frugal
        

February 4, 2010

Free Auntie Anne's Pretzel: Cheap Trick Thursday

Auntie Anne'sHere's an early heads up: get a free pretzel from Auntie Anne's from 10 a.m. to 3 p.m. on Saturday, Feb. 20.

You can get either an original or cinnamon sugar variety. And if you go to FreePretzelDay.com, you can sign up to get a message reminding you of the free treat. They call it a wake-up call, but hopefully you have more to get you out of bed before 3 p.m. than the promise of free snacks. Right? Am I right?

Also, if you're curious about just who this "Anne" is, check the Auntie Anne's FAQ.

Posted by Liz Kay at 7:18 AM | | Comments (0)
Categories: Cheap/Frugal
        

February 2, 2010

Dollar General offers freebies at grand opening

Dollar General is celebrating the grand opening of a store at 1620 Pennsylvania Avenue in West Baltimore Saturday, Feb. 6 with giveaways.

Be one of the first 50 customers when the store opens at 8 a.m. and get a $10 gift card --- a value which should hopefully go pretty far at the dollar store! (Although, not everything in the store costs $1 at this particular chain.)

The first 200 customers will get Dollar General tote bags.

Posted by Liz Kay at 11:08 AM | | Comments (0)
Categories: Cheap/Frugal, Shopping
        

23 ways restaurants cut corners: Naughty Businesses of the Week

saladI enjoyed a delicious salad at a restaurant on Sunday. It was huge and tasty, but something about it still seemed a little strange.

I pondered while I chomped and finally realized that instead of the candied almonds described on the menu, the salad included peanuts.

I regret that I was in a hurry and didn't say anything to the management about this ingredient substitution. What if I had been allergic to peanuts (but not tree nuts)? 

It's possible that the restaurant had simply run out of the almonds, but in my opinion, peanuts are not an acceptable alternative --- at least not without warning --- because peanut allergies are pretty common.

The Coupon Sherpa detaile 23 similar forms of subterfuge that restaurants are employing to save money, including ...

 

Continue reading "23 ways restaurants cut corners: Naughty Businesses of the Week" »

Posted by Liz Kay at 9:03 AM | | Comments (5)
Categories: Cheap/Frugal, Food
        

February 1, 2010

Hulu to start charging for television?

A lot of people have relieved a little economic hardship by untethering from cable television while still keeping up with their favorite shows via the Internet.

But one of the most popular services, Hulu, may begin charging fees to viewers to watch some content, according to the Los Angeles Times.

Right now, the consortium of networks is considering letting people watch the most recent five episodes of shows for free, but charging $4.99 a month for subscriptions to watch older episodes.

I think the best feature of Hulu is the ability to timeshift --- to watch TV when it fits YOUR schedule, not just when it's scheduled for broadcast --- without a DVR. But will this move make viewers more likely to tune in?

Do you Hulu? How do you use it --- to catch up on recent episodes, or do you troll the archive for great TV and movies from the past?

UPDATED: Consuming Interests readers told us overwhelmingly in October that they would rather wait than pay fees to watch content on Hulu.

Posted by Liz Kay at 3:39 PM | | Comments (3)
Categories: Cheap/Frugal, Technology
        

January 29, 2010

Free pedometer from Tylenol

If a fun gadget might motivate you to exercise, consider registering at justkeepmoving.com, a fitness site by Tylenol Arthritis Pain.

Folks who sign up will receive a free pedometer and a DVD (while supplies last), which I discovered via MSNBC.

The site says it will take six to eight weeks to arrive. But a free pedometer's got to be cheaper than a gym membership, especially if you're just starting out on a fitness resolution.

Challenge yourself to take more steps than you did the previous day, or the previous week, or work toward a goal of 10,000 steps (about five miles, for the average person). Then reward yourself with an inexpensive treat.

Posted by Liz Kay at 1:02 PM | | Comments (1)
Categories: Cheap/Frugal
        

eBay seller fees to change in March

eBayIf you've been trying to rid your home of clutter and/or supplement your income, you might be interested to hear how eBay will be changing the fees it charges low-volume sellers at the end of March.

Right now, sellers don't pay anything to list their first five items every 30 days, although eBay charges 8.75 percent or $25 (whichever is lower) when an item actually sells.

But starting March 30, sellers will be able to list up to 100 items every 30 days for free. However, the fee on successful sales will increase to 9 percent, or $50 (again, whichever is lower).

If you were in the category of seller who would pay the listing fees (ranging from 10 cents to $4) to sell six items or more, you might end up paying higher charges, according to this CNET story on the new eBay fees. For example, currently, for items with a listing fee, eBay charges 8.75 percent for the first $25 of value, and 3.5 percent for the remaining value up to $1,000.

But the new structure is definitely more streamlined, which should make it easier for casual sellers to weigh their options.

 

Posted by Liz Kay at 7:22 AM | | Comments (8)
Categories: Cheap/Frugal, Shopping
        

January 28, 2010

Use Backupify to back up data stored online for free: Cheap Trick Thursday

backupifyMany people have shifted to web-based applications like Gmail, Google Docs and Flickr to send e-mail, store documents and share photos.

There are lots of advantages to storing this sort of data online --- if your computer gets stolen or goes up in flames, you won't lose years of family photos you've uploaded.

However, your access might be interrupted if your accounts are attacked by hackers or viruses. And that's where Backupify.com comes in.

Through Sunday, Jan. 31, you'll be able to back up your info on many of the most popular Web applications such as Gmail and Google Docs, blogging software like Blogger and WordPress, photo sites such as Flickr and even social networks like Twitter and Facebook for FREE.

Normally the service costs ... 

Continue reading "Use Backupify to back up data stored online for free: Cheap Trick Thursday " »

Posted by Liz Kay at 9:20 AM | | Comments (1)
Categories: Cheap/Frugal, Technology
        

January 27, 2010

Toysrus, Babysrus: Trade used baby products for savings

ToysrusOnce again, parents can bring used baby products to Toys"R"Us or Babies"R"Us stores to save 25 percent off a new baby item, the retailer has announced.

Bring old car seats, strollers, cribs or high chairs to Toys"R"Us or Babies"R"Us during the "Great Trade-In" from Friday, Jan. 29 through Saturday, Feb. 20 and get a discount off an item in one of these categories made by participating manufacturers. Travel systems, play yards, bassinets and toddler beds will also be accepted.

Manufacturers include Babi Italia, Baby Cache, Baby Trend, Bergamo, Bertini, Britax, Carter’s, Chicco, Contours by Kolcraft, Cosco, Delta, Eddie Bauer, Evenflo, Graco, Jeep, Little Tikes, Safety 1st, Sorelle and Step2, according to Toys"R"Us.

It's not just an opportunity to clear out clutter from your home ...

Continue reading "Toysrus, Babysrus: Trade used baby products for savings" »

Posted by Liz Kay at 8:24 AM | | Comments (1)
Categories: Cheap/Frugal, Consumer safety
        

January 21, 2010

Borrow a tool from Autozone: Cheap Trick Thursday

If you're a handy guy or gal that has know-how that has more expertise than equipment, you might check out the offerings over at AutoZone locations. The stores will loan tools (with a refundable deposit) for many types of auto repair.

AutoZone loan-a-toolThe AutoZone Loan-a-Tool program Web site lists the types of tools available based on the types of repairs you're doing --- often seldom-used items that would otherwise be expensive to own. Just go to the store, put down your deposit and take it home. Finish the work and return the tool to retrieve your cash. I'm sure they're hoping you pick up a few supplies while you're there, but hey --- at least you didn't have to buy too many unneeded gadgets.

Not sure whether you really possess the know-how to do the job right? Check out this DIY matrix from the Car Talk guys. They also offer a do-it-yourself guide to auto repair for those who are just starting out.

UPDATED: Thanks to the Orlando Sentinel's Frugal Force, discovered via Frugal for Life, for this AutoZone tip. 

Posted by Liz Kay at 12:49 PM | | Comments (0)
Categories: Cars, Cheap/Frugal
        

January 19, 2010

Recycle your fridge, get $50

The B'more Green blog has a hot tip for any Baltimore Gas and Electric Co. customers who plan on upgrading their fridge or freezer in the near future.

Schedule a pickup for any working fridge or freezer that you no longer need, and then sit back and wait for a $50 check to arrive in the mail three to four weeks later.

Check out the Bmore Green blog for more details on the refrigerator recycling program. And don't forget, you'll save more by waiting to buy when Maryland's Cash for Appliance program goes into effect in March.

Posted by Liz Kay at 11:41 AM | | Comments (0)
Categories: Cheap/Frugal, Greenies
        

January 7, 2010

Free headsets for your cell phone: Cheap Trick Thursday

Freeheadset.orgI admit it: the world would be a safer place if I wasn’t driving.

I was an easily distracted motorist even before the dawn of cell phones, but with them … it’s bad.

That’s why one of my New Year’s resolutions is to stop using cell phones while driving.*

For those who would rather try a hands-free device, here's one low-cost option: Freeheadset.org offers users a free earbud headset. Just pay the $3.94 shipping cost.

They also offer low-cost wireless Bluetooth headsets for those have a compatible phone.

As MSNBC's ConsumerMan points out, however ...

 

 

Continue reading "Free headsets for your cell phone: Cheap Trick Thursday" »

Posted by Liz Kay at 10:42 AM | | Comments (1)
Categories: Cheap/Frugal
        

January 4, 2010

What I ought to have learned in the Aughts

Eileen Ambrose's column this week reviews the lessons taught to us by the last decade's financial turmoil.

It wasn't fun, but these years have hopefully shaped us into different investors and consumers --- the kind that avoid the emotional hype of a housing/Internet bubble and save money for emergencies rather than spending with abandon.

I particularly love this quote encouraging people not to follow the crowds with their portfolios:

"If you're standing in line to make an investment, get out of line," says Peter Ricchiuti, assistant dean at Tulane University's business school.

And even if one part of your investment strategy (stocks, bonds) is making a killing, diversifying and rebalancing your holdings will help protect you from big losses should the markets suddenly go in a different direction, Eileen writes.

With this advice in mind, I'm wondering whether you've got any new financial goals for the next decade, or perhaps just a resolution for the coming year. Here are some tips from the Wall Street Journal for keeping a New Year's resolution.

Personally, I've pledged to ... 

Continue reading "What I ought to have learned in the Aughts" »

Posted by Liz Kay at 8:48 AM | | Comments (0)
Categories: Cheap/Frugal, Personal finance
        

December 31, 2009

Cheap Trick Thursday: a financial year in review

Folks, this has been a rough year financially for many people, but perhaps some of the new frugal habits we've picked up will help keep us solvent in the future.

Looking back at 2009, what have you done differently as a result of the economy -- whether it's affecting you directly in terms of a job loss, or otherwise?

Here's a review of some advice we shared with you this year:

Baltimore's top 10 deals and discounts: Here are some of our favorite bargains in the Baltimore area.

Free financial advice: Tips from the University of Maryland Cooperative Extension, including suggestions for surviving a workplace furlough.

Save on textbooks: suggestions for cheaper ways to study.

Avoid the Delaware tolls: Friends don't let friends miss this detour that will save you money and sometimes time.

Retail psychology of menus: No, menus aren't just a clue about what's going on in the kitchen. Learn how chefs and others write descriptions and prices to encourage diners to spend more.

Why DIY: a manifesto for doing it yourself.

Save when shopping on eBay and auction sites: Let others' inability to spell work in your favor.

Stack coupons: Apply coupons to sale-priced items and reap the rewards. 

Wedding advice: If you're not putting off this major life event due to the recession, you might be able to bargain your way to some great deals. Check out tips for saving on wedding dresses and other wedding paraphernalia.

Save money on funerals: Learn about the federal and state rules that protect consumers at a very vulnerable time --- when planning a funeral for a loved one. Plan ahead and save your family and friends some needless emotional turmoil.

 

Continue reading "Cheap Trick Thursday: a financial year in review" »

Posted by Liz Kay at 9:42 AM | | Comments (1)
Categories: Cheap/Frugal
        

December 30, 2009

Jewelry store refunds purchases if it snows Saturday

Parkville jeweler Charles Nusinov & Sons will refund the purchase price for any sales made between Dec. 1 and 24 if at least three inches of snow falls during business hours on Saturday, Jan. 2.

UPDATED: That's right --- they will give customers their money back, and customers get to keep the products.

The store's not on the line for this gamble. It has a weather insurance policy that will cover the costs. The policy calls for the contest to close seven days before the designated day, said marketing vice president Sydney Nusinov.

Customers stand to receive refunds of more than $250,000 --- but in order to collect they would have to come back to the store with their receipts after 60 days, when the weather insurance claim is processed.

Unfortunately for any customers who are hoping to cash in, Maryland Weather blogger Frank Roylance says right now the forecast calls for sunny skies on Saturday, despite the possibility of winter weather on Thursday and Friday.

Posted by Liz Kay at 12:17 PM | | Comments (0)
Categories: Cheap/Frugal, Holiday shopping
        

Store-brand baby formula coupons: Consumer Web Site of the Week

baby formula couponsI can't figure out a connection, but  so many families around me seem to have announced pregnancies or have just welcomed a new baby into their lives.

With them in mind, here's a quick tip via ShopSmart magazine's tip sheet for parents who rely on baby formula: sign up for coupons for store-brand infant formula at Babyformulaquiz.com and Storebrandformula.com.

The sites are run by formula manufacturers, who want to remind families that the U.S. Food and Drug Administration specifies the minimum nutritional requirements of all formula, whether it's a name-brand or store-brand variety.

Consumer Reports concurred that store-brand infant formula would have to meet nutritional standards just like national brands --- even though store-brand options can be lots cheaper. In fact, some generic formulas can be as much as 50 percent cheaper per ounce!

Posted by Liz Kay at 8:31 AM | | Comments (0)
Categories: Cheap/Frugal, Consumer Web Site of the Week
        

December 29, 2009

Local steal on an Macbook: $728 with student discount!

Bargain shopper Jerry Jackson shared this tip for a hot deal: students get an Apple Macbook for $728 plus free shipping from the Apple Store at the University of Maryland. He first discovered it through Slickdeals. 

Seems to be cheaper than what some other university stores are offering, but also cheaper overall than the $899 usually offered under educational discount.

 

Posted by Liz Kay at 11:06 AM | | Comments (4)
Categories: Cheap/Frugal, College/Financial aid
        

December 28, 2009

Regifting: yay or nay?

It's the Monday after Christmas, and by this point most gifts that will be exchanged this season have already been unwrapped and examined.

Now comes a critical period, when gift recipients decide the fate of the items they have received. If presents don't fit a person's body or lifestyle, then maybe they should be returned to stores and exchanged for something more suitable.

But what about items that come without receipts or are otherwise un-exchangable? Is regifting --- the Seinfeld term describing the act of giving a gift that you've received as a gift to someone else --- tacky, or an acceptable method for meeting the demand for tangible examples of affection?

I have to admit, with the economy putting a pinch on holiday spending, shopping in one's closet for last-minute presents has got to seem attractive. 

But there's definitely a right way and a wrong way to regift. A number of bloggers and writers like Tightwad Tod at Consumer Reports and the folks at the Motley Fool have weighed in with their regifting rules, and here is what seems to be the general consensus: regifting is an okay option, under certain conditions.

Continue reading "Regifting: yay or nay? " »

Posted by Liz Kay at 9:07 AM | | Comments (3)
Categories: Cheap/Frugal, Holiday shopping
        

December 26, 2009

Super Fresh adds coupon gallery to its website

superfresh storeThe Great Atlantic & Pacific Tea Company, Inc. has launched a new online coupon gallery for its grocery stores, including Super Fresh in the Baltimore area.

Just browse the coupons on the Super Fresh website and print which ones you want. The grocer is offering the program in partnership with coupons.com.

Super Fresh also has a program where you can save coupons to your savings card. When you go to the grocery store, swipe your card and the savings will be automatically deducted.

I also wrote several weeks ago about how Safeway and Giant have recently launched an online coupon program as well.

Posted by Andrea Walker at 7:00 AM | | Comments (0)
Categories: Cheap/Frugal, Food
        

December 18, 2009

Free smoke detectors for Baltimore residents

free fire alarm smoke detectorFriends, 24 Baltimore residents have already died this year in fires. Keep your family safe this winter by requesting a free smoke detector from Baltimore's office of the Fire Marshal.

City residents can call the smoke detector hotline at 410-396-SAVE (that's 410-396-7283) or bring this free smoke alarm request form to your nearest fire station.

They will install your smoke detector for you, according to the Baltimore Fire Marshal, Deputy Fire Chief Raymond O’Brocki.

Here are more fire safety tips for the winter months from the fire marshal:

 

Continue reading "Free smoke detectors for Baltimore residents" »

Posted by Liz Kay at 7:46 AM | | Comments (0)
Categories: Cheap/Frugal, Consumer safety
        

December 17, 2009

Frugal dilemmas: older-generation electronics as gifts?

KindleEvery year, manufacturers come out with their latest versions of digital cameras, cell phones, DVRs and other electronics, all loaded with the newest features and advancements ... and usually at a higher price point.

But if you don't need all those bells and whistles, you could definitely save by choosing an older generation product --- perhaps even refurbished. Older models definitely doesn't mean outdated, as Slate magazine argues, and if you're buying for yourself, a lower price point is definitely a bonus.

But would you buy one of these items as a gift? Or would you fear your recipient would think you were cheap?

Frankly, I think recipients would appreciate a pretty neat piece of equipment like a Flip Mino HD video camera, even if it came out last year. And a more streamlined product with fewer features might be easier for a technophobe.

But I would fear ...

Continue reading "Frugal dilemmas: older-generation electronics as gifts?" »

Posted by Liz Kay at 9:59 AM | | Comments (3)
Categories: Cheap/Frugal, Technology
        

How to make gift boxes: Cheap (and green) Trick Thursday

Erin Huffstetler always shares her good ideas over at About.com's Frugal Living page, but this DIY tip for making gift boxes is so common sense, easy and frugal I just had to pass it along.

Need a gift box for a holiday package? Just save boxes from cereal or other packaging or check your recycling bin (or your neighbor's!) for some good candidates.

Erin suggests opening up the box at the seams and then taping half of it back together inside out, so the product labeling is on the inside.

Then you can just fold down the other half and tuck in the flaps to hold it closed. If the interior (now exterior) of your box is plain white or cardboard-colored, you (or any available small children) could decorate it with stamps, markers or stickers.  

Frugal! Green! Simple!

Posted by Liz Kay at 7:01 AM | | Comments (0)
Categories: Cheap/Frugal
        

December 16, 2009

Avoid baggage fees with Luggagelimits.com: Consumer Web Site of the Week

Folks, baggage fees are the new shipping charges in the current travel marketplace.

Just as varying shipping fees that are disclosed late in the purchase game make it difficult to compare prices between online and brick-and-mortar retailers, surprise baggage fees make it hard to figure out whether one of the big airlines or a discount upstart might offer you the best travel deal.

Luggage Limits But Luggage Limits offers a solution by sharing airlines' baggage policies (discovered via Lifehacker). Once you've narrowed down your trip to a few flights, just enter the airline as well as the name of the airport at your destination and your departure, and let them break down the costs.

It will spit out the weight limits, quantity limits and any additional charges for any of 90 airlines, so you can decide early enough whether to ditch your personal hygiene products and take advantage of the overhead compartment.

Have you been burned by luggage fees? Let us know in the comments below. 

 

Posted by Liz Kay at 8:45 AM | | Comments (0)
Categories: Cheap/Frugal, Travel
        

December 11, 2009

Maryland's Cash for Appliances rebate program to begin in March

Maryland's going to have more than $5.4 million to give away through the U.S. Department of Energy's energy-efficient appliances rebate program once it kicks off here in March 2010, according to the DOE and the Maryland Energy Administration.

Maryland proposed in its application to (updated) will offer a $300 rebate for purchases of ENERGY STAR electric heat pump water heaters, which the MEA's FAQ on the appliane rebates describes as "a new and very efficient piece of equipment" compared to traditional electric water heaters.

State residents would will also be able to get stimulus rebates of at least $25 $50 for super-efficient clothes washers and $25 for refrigerators ...

Continue reading "Maryland's Cash for Appliances rebate program to begin in March" »

Posted by Liz Kay at 9:05 AM | | Comments (0)
Categories: Cheap/Frugal, Economy, Energy/Utilities
        

December 10, 2009

Assisted living: please give 30 days' notice before you die

Your resident agreement at an assisted living facility may require 30 days' notice before you check out for any reason, including death, according to Dan Rodricks' column today.

The family of Ruth Lloyd, who died on Oct. 6, had paid the assisted living facility through the month of October.

They were surprised when they were billed $929, through Nov. 6. The fee turned out to be a prorated amount for staying through Nov. 6, because Ms. Lloyd didn't anticipate her impending death in time to warn the facility 30 days in advance.

Apparently it's not uncommon to require 30 days' notice before moving ... 

Continue reading "Assisted living: please give 30 days' notice before you die" »

Posted by Liz Kay at 11:15 AM | | Comments (0)
Categories: Cheap/Frugal, Healthcare, Retirement
        

Frugal, green gifts that save money: Cheap Trick Thursday

herb gardenThis holiday season, fill your stockings with gifts that can save recipients money well into the new year.

We shared some good gift ideas for frugal people last year, and many were environmentally friendly, like reusable travel mugs for coffee lovers and compact fluorescent light bulbs.

Let's continue in that vein this year ...  

Continue reading "Frugal, green gifts that save money: Cheap Trick Thursday" »

Posted by Liz Kay at 8:52 AM | | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

December 8, 2009

Charged hospital fees for doctor visits?

doctor's examThere's an important question to ask the next time you schedule a doctor's appointment, and it's not just whether he or she takes your insurance. 

I've recently heard a few friends and colleagues grumbling about a frustrating medical billing practice recently featured in the Wall Street Journal (an article which I discovered via ConsumerWorld).

Essentially, the patients made regular doctor's appointments that were held at a clinic hosted by a hospital. The hospital then sent the patients bills for outpatient services or a "facility fee", even though they were only there for exams and didn't otherwise use the hospital facilities.

In the article patients were also billed by urgent care facilities as if they had visited the emergency room. 

Even if you have insurance, these facility may not be covered. Instead, they count toward patients' deductibles.

In some cases, the patients could have avoided the additional costs by making appointments at a different location, like the doctor's private office. But why should a doctor's exam at one address cost so much more than an visit at a different address?

 

Continue reading "Charged hospital fees for doctor visits? " »

Posted by Liz Kay at 7:01 AM | | Comments (3)
Categories: Cheap/Frugal, Healthcare, Naughty businesses/NBotW
        

December 7, 2009

Credit cards versus debit cards: what's in your wallet?

cash or creditDanielle Peterson has made things work without credit cards.

The 32-year-old web designer has been able to book cruises and rental cars as well as qualify for car loans and a mortgage using cash and debit cards despite abandoning credit several years ago, Eileen Ambrose wrote in her Sunday column about life without credit cards.

Some people are advised to get credit cards because they are safer and can help you build up a history, but that recommendation doesn't hold up anymore, according to James Roberts, a marketing professor at Baylor University:

Continue reading "Credit cards versus debit cards: what's in your wallet?" »

Posted by Liz Kay at 8:09 AM | | Comments (6)
Categories: Cheap/Frugal
        

December 4, 2009

More homemade Christmas gifts you can make this weekend

Here are two more homemade gifts that rely on recycled elements that you or some small children could make this weekend:

1. Photo Jars: Here's a good project to showcase any less-than-stellar snapshots you might have lying around. The PhotoJojo site has a fun tutorial to make a water-filled photo frame. Just trim the image, cover it with Scotch tape so it's watertight, and stick it inside with the special recipe of water and corn syrup.

2. Tin Can Lanterns: This one might be best suited for those who can wield a hammer without smashing a finger.

Just wash out old cans and remove the labels. Then, fill them with water and stick them in the freezer, recommends the folks at craftbits.com. Once they are frozen solid, hammer away with a nail until you've pecked out the pattern you like --- you might use a marker to plan out your design ahead of time. Let the water melt, dry the cans and add an appropriately sized candle or LED light.

 

 

Continue reading "More homemade Christmas gifts you can make this weekend" »

Posted by Liz Kay at 4:08 PM | | Comments (0)
Categories: Cheap/Frugal
        

Frugal dilemmas: Christmas and holiday cards

Christmas and holiday cards

Do you send Christmas cards or holiday newsletters?

I like to make holiday cards, but usually I don't plan well enough to have them ready to mail in time before the new year.

It's definitely nice to be on the receiving end of holiday cards and end-of-the-year newsletters. Real mail is a welcome departure from all the charitable solicitations, catalogs I never requested and other junk that normally fills up my mailbox.

But it can be expensive to send holiday greetings, especially if your list is long.

It also seems less than environmentally friendly to use pretty paper and fossil fuels to deliver a message that could easily be transmitted for negligible cost via e-mail, with a click of a "send" button.

Then again, some say e-mail can't duplicate that feeling of sending tidings of joy via the postal carrier. And maintaining emotional connections with people? How can you put a price on that?

Continue reading "Frugal dilemmas: Christmas and holiday cards" »

Posted by Liz Kay at 3:27 PM | | Comments (2)
Categories: Cheap/Frugal, Holiday shopping
        

LED Christmas and holiday decor help you save

 

You might notice that the lights on the Washington Monument seem a little more blue than usual this year.

That's because Baltimore switched to energy-efficient LED bulbs this year, thanks to a contribution by the Baltimore Gas and Electric Co.

LED lights definitely cost more upfront than traditional holiday strings --- BGE paid $5,000 for the monument's bulbs, according to company spokeswoman Linda Foy --- but festive decorators will see a savings on their future electric bills.

According to BGE,

The Washington Monument will glow with 84 strands of 200 LED bulbs per strand totaling 16,800 bulbs. One strand of LEDs contains 200 bulbs and uses just 12 watts of energy. The incandescent bulbs that previously adorned the Monument used approximately 40 watts per bulb.

But whether or not you're willing or able to upgrade to LEDs from incandescent holiday lights this year ... 

Continue reading "LED Christmas and holiday decor help you save" »

Posted by Liz Kay at 10:08 AM | | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

Restaurant.com Feed It Forward: Holiday giving for FREE

Restaurant.com Feed It Forward Restaurant.com has a way for you to spread a little holiday cheer without spending a cent --- and the offer is even more generous than last year.

With Restaurant.com's Feed It Forward promotion, you can send up to 30 $10 Restaurant.com gift certificates to family, friends --- even frenemies --- for FREE, every day until December 25.

Just go to the site and enter the names and addresses of the recipients you've chosen, as well as a message if you like. (Just a heads up: the first 'message' box is for messages that would be broadcast on the Web site; the second seems slightly more private, but the page includes the caveat that the messages may be used in Restaurant.com communications.)

Once you've entered all your gift recipients for the day,  hit send. Recipients can redeem the certificate to any of the thousands of restaurants that participates on the site, all over the United States.

UPDATE: Remember, the usual Restaurant.com caveats apply. And as we've told you before ...

Continue reading "Restaurant.com Feed It Forward: Holiday giving for FREE" »

Posted by Liz Kay at 8:26 AM | | Comments (0)
Categories: Cheap/Frugal, Holiday shopping
        

December 3, 2009

Cheap, easy, last-minute homemade Christmas and holiday gifts: Cheap Trick Thursday

Homemade ornamentWith a little creativity, planning and time, you can make your own Christmas and holiday gifts and have some fun, save some money and avoid the avalanche of consumer nonsense that can overwhelm desires to enjoy peace in December. You might also be able to "upcycle" items --- which can often be a more energy-efficient option than recycling.

Here are a few unique ideas, but feel free to chime in with your own recommendations about handmade or hand-assembled presents you've given or received over the years. We'll reward you with a Consuming Interests magnet for your trouble. 

Half of the battle appears to be obtaining enough attractive containers to package your presents. Don't forget to raid your recycling bin --- and your neighbors' --- for glass jars and coffee cans that you can repurpose.a

Here are links to some tasty Gifts-in-a-Jar, courtesy of Organized Christmas, including Orange Dreamsicle Cookie mix or trail-mix like Blizzard Bites. If your gift recipient is on a diet, try assembling a jar full of journal prompts to get them writing.

Check out this recipe on thenewhomemaker.com to make fizzing bath bombs for anyone who could use a good soak. Citric acid can be purchased online or from home-brewing supply stores.

Recycle paper and encourage budding artists by making scratch pads for kids, as Jeni suggested on an earlier post. Pair the gift with fun pens or colored pencils or even homemade molded chunky crayons --- a suggestion from Erin Huffstetler's Frugal Living blog.

The DollarStretcher community is always a good source for frugal tips. Check out the site for cheap homemade gift ideas, including teacup candles, personalized stationary and coffee spoons for a coffee or hot chocolate drinker.

This no-sew ribbon-covered coat hanger from allfreecrafts.com seems like it would be pretty but perhaps a little tricky to accomplish. The no-sew lace-covered hanger, stuffed with fragrant potpourri, seems easier. Make it environmentally friendly by using lace or other material from clothes purchased at a discount from thrift shops.

Help a friend who likes to accessorize keep his or her jewelry collection in order with a DIY jewelry display, thanks to Threadbanger.com with screen and a nice wooden frame. I did basically the same thing last year for several friends using hardware cloth instead of screen. Earrings can just be strung on the mesh. Here's another jewelry organizer option from craftbits.com.

Prefer something that looks a little more natural or organic? 

Continue reading "Cheap, easy, last-minute homemade Christmas and holiday gifts: Cheap Trick Thursday" »

Posted by Liz Kay at 12:15 PM | | Comments (0)
Categories: Cheap/Frugal
        

Pratt Library annual book sale this weekend

enoch pratt library annual book saleAll you book lovers looking for deals on your favorite reads might want to hit The Enoch Pratt Free Library annual book sale this weekend.

The library is selling thousands of books, videos, CDs, DVDs, maps, posters, magazines, records and even sheet music for as little as 10 cents. The most expensive item I saw on the price list was $2 for a multi-disc record set. The goods are both new and used.

The sale runs 10 a.m. to 5 p.m. Friday and Saturday. On Sunday it is open 1 p.m. to 5 p.m. Sunday is dollar box day, where you can get a box of books for $1.50 all day long.

The event is at the Pratt's main branch at 400 Cathedral Street in downtown Baltimore. Here is a map of the event.

Posted by Andrea Walker at 11:21 AM | | Comments (0)
Categories: Cheap/Frugal
        

December 2, 2009

Seeking cheap, easy, last-minute Christmas and holiday gifts: Cheap Trick Thursday

homemade marshmallowsHandcrafted gifts can allow us to avoid excess consumption while still showing the people we love how much we care.

It's also nice for children to get into the giving spirit by helping them to create keepsakes and other items for their friends or the adults in their lives.

For example, Jeni shared a great idea that her daughter is making for her friends --- making recycled drawing tablets using copy paper salvaged from her mom's office recycling bin.

Are you working on any homemade gifts this holiday season? Have you been the recipient of a thoughtful handcrafted item?

Please share your ideas using the comment form below, and we'll send you your own present as thanks ... 

 

 

Continue reading "Seeking cheap, easy, last-minute Christmas and holiday gifts: Cheap Trick Thursday" »

Posted by Liz Kay at 4:06 PM | | Comments (0)
Categories: Cheap/Frugal, Holiday shopping
        

Downtown Baltimore discounts: cheap Nutcracker tickets and more

The December Downtown Partnership newsletter has some tantalizing deals for folks who will be in and around Baltimore this weekend and the next. Don't forget to sign up for the Downtown Partnership newsletter yourself, if you're excited by these sorts of discounts. Downtown workers will get a voucher for free lunch at Sofi's Crepes on Tuesday --- but only if they're on the mailing list.

Good blogger Michelle Deal-Zimmerman already mentioned that this weekend is Dollar Days Weekend, when institutions such as the Babe Ruth Museum and the Maryland Science Center will discount admission to just $1. The aquarium is also offering one of its Top 10 Holiday Deals daily to those fans who follow it via Facebook and Twitter.

Here are a few other tips for this weekend and beyond: 

Continue reading "Downtown Baltimore discounts: cheap Nutcracker tickets and more" »

Posted by Liz Kay at 6:17 AM | | Comments (0)
Categories: Cheap/Frugal
        

December 1, 2009

Easy, cheap homemade gift ideas: seeking cheap tricks

Folks, the holidays are upon us -- at least judging from the advertising that is bombarding us from all sides.

But it is possible to express affection to others with a holiday present that doesn't come with a gift receipt --- something homemade.

Many such gifts require little expertise, but definitely planning and time --- like the homemade limoncello, a  lemon-flavored cordial, I've made in years past, which required at least a month to infuse.

If you're making holiday gifts or stocking stuffers, please share some of your ideas or tips. We'll compile the best on Thursday. For some suggestions, here are links to the recommendations from last year:

 

Continue reading "Easy, cheap homemade gift ideas: seeking cheap tricks" »

Posted by Liz Kay at 8:30 AM | | Comments (2)
Categories: Cheap/Frugal, Holiday shopping
        

November 30, 2009

Recession means frugal weddings

wedding cakeMany couples are cutting wedding costs during this recession, eschewing elaborate celebrations for more casual affairs or even eloping, according to today's story by Joe Burris.

It's comforting to see that more men and women are deciding for themselves that they can still have wedded bliss without going into debt --- despite the popularity of shows that emphasize  material elements like designer dresses and over-the-top receptions.

Consuming Interests readers already know this. They shared oodles of tips to plan a budget wedding last year. 

Here are links to our list of cheap wedding tips that start at the engagement and run through the reception as well as a specialized post about bargain wedding dresses.

Personally, I'm still in the throes of engagement excitement (and stress), and so far the best advice I can offer is ...

Continue reading "Recession means frugal weddings" »

Posted by Liz Kay at 1:53 PM | | Comments (4)
Categories: Cheap/Frugal
        

Cyber Monday deals: research before you buy

Personal finance columnist Eileen Ambrose has put together some fantastic tips for anyone looking to shop for Cyber Monday deals via the safety and comfort of their computer.

Remember, don't take a Web site's word for it about a sale --- verify that a discount is really as deep as they promise by comparing prices at sites like PriceGrabber.com, which we've mentioned before.

Don't forget to check for additional savings via coupons at sites like RetailMeNot.com or Spoofee.com, as well as hold out for free shipping.

Finally, before you hit "proceed to checkout" ...

 

Continue reading "Cyber Monday deals: research before you buy" »

Posted by Liz Kay at 8:43 AM | | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

November 27, 2009

Baltimore's top 10 deals and discounts: the final list

As part of baltimoresun.com's 10Spot, 10 weeks of counting down to 2010, we've been soliciting ideas for Baltimore's 10 best bargains.

Well, we've whittled down the candidates to the following 10 winners --- all great ways to stretch your dollar in and around Charm City. If you compare all our lists, you'll see some new additions that made the cut at the very last minute.

 

Continue reading "Baltimore's top 10 deals and discounts: the final list" »

Posted by Liz Kay at 6:10 AM | | Comments (1)
Categories: Cheap/Frugal
        

November 26, 2009

Black Friday shopping etiquette and safety tips

The folks at BlackFriday.com have compiled Black Friday etiquette and safety tips that, if followed by everyone, would keep the aisles and lines at the nation's retailers orderly and safe for everyone.

We all know we should be courteous to others, but combine the early morning hours with the competitive environment of limited supplies and long lines and no wonder that Walmart security guard got trampled on Long Island last year.

The tips include some ideas that should keep everyone more comfortable (dress in layers that you can remove once you get inside stores so you don't overheat).

It also establishes some rules for fair play that I'd like to run by our readers. Blackfriday.com suggests taking only the products that you need. It's not fair to clear the shelf of some doorbuster if you're not planning to play Kris Kringle for anyone who needs a flat-screen TV, they argue.

Also ...

Continue reading "Black Friday shopping etiquette and safety tips" »

Posted by Liz Kay at 3:01 PM | | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

November 25, 2009

Avoid I-95 tolls and traffic this holiday weekend

So, where will you be spending the Thanksgiving holiday weekend? Hopefully you won't be locked in bumper-to-bumper traffic on the highways headed north or south of Baltimore. 

To prevent that nonsense, Transportation reporter and Getting There blogger Michael Dresser has posted a list of alternative routes to help holiday travelers avoid stress-inducing Interstate 95 backups this weekend, including a link to his column about bypassing Delaware tolls --- always a popular topic here at Consuming Interests.

Here's a request to readers: on our earlier avoiding tolls post, RockyF posed this question about driving from DC and Philadelphia, if anyone has any insight for him.

I'm planning to drive from DC to Philly this Sun. afternoon (surely a busy time) & have a couple of questions:

    1. Nobody has mentioned delays at the northbound Susquehanna tollbooth on 95. Is that because enough people use E-Z Pass that it doesn't back up, or should I consider getting onto 40, figuring that that tollbooth backs up less?

    2. After reading the various suggestions, I've put together a hybrid southern alternative that makes a left turn in Elkton from 40 to Route 7 to Route 281, eventually turning into Old Baltimore Pike, which I would take to 896. Anybody have any experience with that, or thoughts why that would be inferior to staying on 40 all the way to 896?

    Thanks for any insights anyone has to share. 

My holiday travel survival tip, if you're driving?

Continue reading "Avoid I-95 tolls and traffic this holiday weekend" »

Posted by Liz Kay at 9:13 AM | | Comments (1)
Categories: Cars, Cheap/Frugal, Travel
        

Layaway your way away from holiday shopping debt?

With so many consumers leery of racking up credit card debt, more retailers have resumed offering layaway services so customers can make installment payments toward their desired purchases, retail reporter and fellow blogger Andrea Walker tells us in her story today.

Kmart and Sears are joining stores like Marshalls and Burlington Coat Factory that never stopped offering the service. 

Retailers aren't always a fan of the system, she said, because it takes extra store staff to process these sales and if customers don't finish payments, those items generally have to be sold at a discount.

Customers should be wary too. Don't forget to check out fees, although in Maryland, stores can charge up to $1 in fees for items under $100, and up to $5 for items up to $500 and usually must pay off the item in full within two to three months.

Thankfully, in Maryland there are some pretty amazing consumer protections in place for layaway purchases, including the right to a refund of some or all of the money you've paid if you cancel a plan (depending on when you cancel). Check out more of those features below the poll.

 

 

Continue reading "Layaway your way away from holiday shopping debt? " »

Posted by Liz Kay at 7:31 AM | | Comments (2)
Categories: Cheap/Frugal, Holiday shopping
        

November 24, 2009

Best and worst return policies online

ShopSmart Boy, do I wish I had read the December 2009 issue of ShopSmart magazine before I bought a pair of shoes online earlier this month.

To be honest, there are few things I like to buy online, but I got caught up in the excitement of a sale and impulsively purchased a pair of shoes --- which don't fit (of course). I know that I need to return them, but between paying for shipping them to me and shipping them back, I'll have paid more than $10 for the privilege of trying them on.

Basically, the lesson I've learned: it's never enough to check the base price when shopping online. Always factor in shipping charges --- including sending back returns. There are several shoe sites that offer free return shipping --- why didn't I patronize one of them? 

How to avoid similar return-policy problems? ShopSmart reviewed the return policies of 88 popular online retailers and found some real winners and losers, including ...

Continue reading "Best and worst return policies online" »

November 23, 2009

Live chat: Black Friday shopping tips

The Savvy Shopper, a blog over at The Daily Press, The Sun's sister paper in Hampton Roads, Va. is planning a 12-hour live chat Tuesday to help shoppers find the best deals this holiday season.

If you're looking for a specific product or need some buying advice, check out what they have to say. Blogger Nicole Paitsel and three experts from crazytowndeals.com have access to Black Friday circulars and plan to scour them and the Internet to help you find bargains at national retailers.

They'll be there for most of the day, so pop over if you need some assistance. You can also send them questions ahead of time by clicking this link to the holiday shopping live chat.

Posted by Liz Kay at 11:49 AM | | Comments (0)
Categories: Cheap/Frugal, Holiday shopping
        

Thanksgiving dinner prices decline in 2009

Thanksgiving dinnerThe cost of putting together a Thanksgiving dinner has dropped 4 percent in 2009, thanks to the economic slowdown and lower energy prices, according to the American Farm Bureau Federation.

The farm bureau conducted its survey based on what it considers a classic menu for 10 people, including turkey, stuffing, rolls, cranberry sauce, sweet potatoes, pumpkin pie, coffee and milk.  

Their total price is $42.91, $1.70 less than last year. Milk prices are down 92 cents, contributing to the biggest savings by the farm bureau estimate.

A few items went up, however, including pumpkin pie filling, which is not a surprise given the canned pumpkin crisis we told you about last week.

But it was this detail that surprised me:

 

 

Continue reading "Thanksgiving dinner prices decline in 2009 " »

Posted by Liz Kay at 8:30 AM | | Comments (0)
Categories: Cheap/Frugal, Food, Holiday shopping
        

November 20, 2009

Heads up: free food next week in downtown Baltimore, Timonium

Here are two freebies next week best suited for folks in downtown Baltimore and those who take the light rail from Timonium:

On Monday, MTA Light Rail passengers can sample Dunkin Donuts' new breakfast sandwich at the Timonium Light Rail stop in exchange for a donation of non-perishable food, personal hygiene items or money to the Maryland Food Bank. The promotion will be held from 5:30 a.m. to 9 a.m.  on Nov. 23 and the samples will be given away while supplies last.

On Tuesday, the Downtown Partnership will throw its annual Holiday Lunch Party, with participating restaurants giving away free samples at one of six office building lobbies. Click the link to get details on the purveyors and locations for this Nov. 24 event.

 

 

Posted by Liz Kay at 2:32 PM | | Comments (0)
Categories: Cheap/Frugal, Food
        

Price match on Black Friday : strategies to save

Here's one way to ensure that you get the products you want at Black Friday prices --- without worrying that the items will be sold out if you decide to sleep in on the day after Thanksgiving.

DealnewsDealnews.com has compiled a list of stores that will match competitors' prices on Black Friday, including Walmart, Home Depot and Lowe's. Sears, on the other hand, will not. 

That way, no worries that an item will be out of stock and no need to stress out about early morning lines. As long as you're armed with a sales circular featuring your coveted product, you'll be able to stroll in hours after the retailers open, pluck your desired item off the shelves and then go camp out in the customer service line to get a manager to approve the competitor's price.

Just be sure to have an official circular, not one of the 'leaked' versions available on the Internet, warns dealnews.

I'd add this additional caveat: 

Continue reading "Price match on Black Friday : strategies to save" »

Posted by Liz Kay at 8:13 AM | | Comments (1)
Categories: Cheap/Frugal, Holiday shopping
        

November 19, 2009

Free turkey chili at California Tortilla: Cheap Trick Thursday

California TortillaAll California Tortilla locations will be giving away a free 4 oz. cup of its turkey chili with any purchase today (Thursday, Nov. 19), heretofore known as "Free Turkey Chili Day".

Customers will also receive a coupon for a free 8 oz. cup of chili that can be redeemed within the next two weeks. 

The nearest California Tortilla locations seem to be on Pratt Street in downtown Baltimore, near BWI Airport and at Quarry Lake, although there are also shops in Laurel, Mount Airy and Annapolis.

The reason for the promotion, according to the press release that Sun dining blogger Elizabeth Large shared?

 

Continue reading "Free turkey chili at California Tortilla: Cheap Trick Thursday" »

Posted by Liz Kay at 9:04 AM | | Comments (0)
Categories: Cheap/Frugal, Food
        

Baltimore's 10 best deals, discounts and bargains: more candidates

Folks, I've got a few more candidates for inclusion on our list of the top 10 deals and discounts in the Baltimore region, part of baltimoresun.com's 10Spot feature counting down the 10 weeks to 2010.

Consuming Interests, The Sun's consumer blog, has been charged with finding the Baltimore region's best deals and discounts, and that list will be published Nov. 27 in honor of Black Friday.

In reviewing the ideas we've compiled thus far, I'm having a hard time gauging which of these bargains are too well known to mention and whether any have too small an audience to be deemed a valuable tip.

Please let us know which (if any) are your favorites, or if we've missed any winners, by weighing in via the comments field below.

Here's the original list, with the new candidates at the top: 

Continue reading "Baltimore's 10 best deals, discounts and bargains: more candidates" »

Posted by Liz Kay at 7:01 AM | | Comments (0)
Categories: Cheap/Frugal
        

November 18, 2009

Coinstar bonus: get an extra $10 for coin counting

Coinstar rebateTime to check under the sofa cushions and break open the piggy bank! Coinstar is offering a $10 gift card if you exchange more than $40 in coins for a gift card or eCertificate.

Normally, Coinstar charges 8.9 percent to change coins into a voucher that can be exchanged for cash, but that fee is waived if you select to receive your currency in either an eCertificate (for Web merchants like Amazon.com or iTunes) or a gift card for stores like Old Navy or Pier 1. Check the Coinstar locator to find machines that offer eCertificates and gift cards (search for specific products).

And now through Dec. 6, if you put more than $40 in a Coinstar machine, you'll receive a claim form at the end of your voucher that can be redeemed for a $10 gift card or (updated) a $10 eCertificate. Just follow the mailing instructions on your slip and send it in by Jan. 6, and you'll get the $10 card in the mail.

Remember to keep a copy for your own records, and bear in mind that it will take 6 to 8 weeks to process the claim, so don't bank on using that $10 for any holiday gifts.

Thanks to the Frugal Living forums over at About.com for the tip.

Posted by Liz Kay at 1:49 PM | | Comments (0)
Categories: Cheap/Frugal
        

Turn your holiday shopping into charitable donations: Consumer Web Site of the Week

Friends, here's a way to use your holiday shopping to support your favorite cause --- and maybe save a little money!

GoodShop.comWhen you're hunting for gifts online, start your search at GoodShop.com, which partners with national merchants and retailers such as the Gap, Amazon.com, Dell and Target to donate a portion of sales to charities.

Here's how it works: search for your favorite nonprofit on the site, or add it to the database.

Then, look for your retailers. Be sure to check for any restrictions, as well as additional coupon codes. Some retailers offer free shipping or other offers to GoodShop customers, which they post on the individual store page.

Finally, click through to the merchant and make your purchase. Don't forget to hunt around for other coupons that might apply to this sale. 

Goodshop is brought to you by the people behind GoodSearch, which we have written about before. It allows Internet users to designate charities to receive a portion of the advertising dollars generated through web searches.

Posted by Liz Kay at 9:12 AM | | Comments (0)
Categories: Cheap/Frugal, Consumer Web Site of the Week, Holiday shopping, Shopping
        

November 17, 2009

Top 10 hidden deals and discounts: 10Spot

10SpotUPDATE: Don't miss this post with even more deals and discounts for the Baltimore area.

The countdown to 2010 races at baltimoresun.com with our 10Spot feature. Every Friday for 10 weeks one Sun blog will post a top 10 list. Next week, in honor of Black Friday, your faithful Consuming Interests staff will bring you the region's top 10 hidden deals and discounts.

But first, we need your help! Let us know what you think of our suggestions below, and feel free to chime in with your own ideas.

Keep in mind, we are trying to highlight bargains that are local and unique to our area, but we're not restricting things to the city of Baltimore.

Without further ado, here are what we think are some of the best bargains in the region:

Continue reading "Top 10 hidden deals and discounts: 10Spot" »

Posted by Liz Kay at 3:27 PM | | Comments (0)
Categories: Cheap/Frugal
        

November 16, 2009

End-of-year moves to lower your tax bill: Consumer Sundays

Don't forget to consider taking advantage of some tax credits that Congress made available this year, Sun personal finance columnist Eileen Ambrose reminded us in her Sunday column.

There's been a lot of talk about the recently extended first-time homebuyer tax credit, but don't neglect to deduct the sales tax for any new cars you bought between Feb. 17 and the end of the year.

You can get credits for adding solar panels to your home, as well as even more money back for higher education through the American Opportunity credit --- up to $2,500 for books, tuition, fees and more. That's one more incentive to invest in yourself, especially if you want to freshen your skills or develop some new ones to stay employed in this rough economy.

Are you doing anything special this year with your taxes in mind? Let us know in the comments below.

Posted by Liz Kay at 6:56 AM | | Comments (0)
Categories: Cheap/Frugal, Taxes
        

November 12, 2009

Low-cost legal advice: Cheap Trick Thursday

There's a unusual item on the menu at the Hollywood Diner: legal advice.

On some Thursday afternoons, customers can sit down for 30 minutes with lawyers from Civil Justice, Inc. at Crema Coffee Company at the Hollywood Diner and get guidance on issues including taxes, housing, family law or employment law as well as criminal law in exchange for a $10 (cash only) donation.

Through the program, called The Legal Grind, attorneys can also help people expunge court records for only the cost of the filings (no donation required for this service).

It's an adaptation of a "coffee and counsel" model adopted by Jeffrey Hughes, the founder of Legal Grind cafes in southern California.

Law students at the University of Maryland School of Law help with the intake process and can sit in on the consultations if the clients permit, according to the video posted above.

The service started this summer and is designed to provide people better access to the legal system --- particularly if they make too much money to afford legal aid services, but not enough to be able to afford $150 an hour for an attorney. The lawyers aren't taking these folks on as clients, but will refer people to other resources as needed.

The Hollywood Diner isn't their only location, however ... 

 

 

Continue reading "Low-cost legal advice: Cheap Trick Thursday" »

Posted by Liz Kay at 8:20 AM | | Comments (0)
Categories: Cheap/Frugal
        

November 9, 2009

Lands End winter coat campaign

Donate one of your old coats and get a 20 percent discount from Lands' End.

The retailer has teamed up with the National Coalition for the Homeless to collect coats for homeless people in a program called the Big Warm-Up.

Bring your gently used coats to any Lands' End store between now and Nov. 30 to get the coupon. You can also bring coats to any Sears with a Lands' End store-within-a-store.

Posted by Andrea Walker at 10:54 AM | | Comments (0)
Categories: Cheap/Frugal, charity
        

Gift card tips and strategies

Blogging compadre Eileen Ambrose's column this week discusses new consumer protections for gift cards --- and the problems that still plague these presents.

Most cards are now free of early expiration dates or fees that eat up balances before purchases could be made. But you still might have to pay a fee to activate a general-use card backed by a credit card or bank, and you might not be able to split payment with it, either.

I'm curious what strategies Consuming Interests readers have developed to ensure they spend gift cards, gift certificates and other vouchers before they turn into useless plastic.

Personally ...

Continue reading "Gift card tips and strategies" »

Posted by Liz Kay at 8:28 AM | | Comments (0)
Categories: Cheap/Frugal, Shopping
        

November 5, 2009

Free museum admission, free coffee and ice cream: Cheap Trick Thursday

Reginald F. Lewis Museum of Maryland African-American History & CultureAre you a Bank of America cardholder? Then you qualify for free admission this weekend to the American Visionary Art Museum or the Reginald F. Lewis Museum of Maryland African American History & Culture.

You can take advantage of Bank of America's Museums on Us program with any Bank of America ATM, debit or credit card at participating institutions across the country --- not just these two in Maryland. 

Just bring it to the museum along with a photo ID to gain free admission during the first weekend of any month, which includes Nov. 7 and 8. 

Check the free museum admission site for more freebie weekends.

Then, if you need a pick-me-up after absorbing all that culture ... 

Continue reading "Free museum admission, free coffee and ice cream: Cheap Trick Thursday" »

Posted by Liz Kay at 3:09 PM | | Comments (1)
Categories: Cheap/Frugal, Free
        

Free financial advice on the Your Money Bus: Cheap Trick Thursday

Your Money BusJust a reminder: don't forget to take advantage of the chance to get some free financial advice from the Your Money Bus tour this week!

Eileen Ambrose already told us about the Your Money Bus events scheduled in Baltimore on Thursday, but in case you missed it, here's a recap:

From 10 a.m. to 4:30 p.m. today, bring your financial questions to Baltimore's City Hall to get answers from financial advisers.

But if you're already booked or can't get downtown, there's still a chance to meet with these folks Friday ... 

Continue reading "Free financial advice on the Your Money Bus: Cheap Trick Thursday" »

Posted by Liz Kay at 9:24 AM | | Comments (0)
Categories: Cheap/Frugal, Personal finance
        

November 4, 2009

Cheapism: Consumer Web Site of the Week

Sometimes you just can't get too much information, particularly when you're shopping online.

I've been researching some kitchen purchases lately, and I've spent a lot of time cross-referencing equipment recommendations from Alton Brown with tests by Consumer Reports and reviews by Cook's Illustrated.

CheapismThere were some roadblocks, however, when AB recommended some product that CR had not tested or if the Cook's Illustrated best bet was no longer in stores.

If you are confronted by just such a conundrum, here's another site to add to the list: Cheapism.com, our Consumer Web Site of the Week.

Continue reading "Cheapism: Consumer Web Site of the Week" »

Posted by Liz Kay at 3:25 PM | | Comments (0)
Categories: Cheap/Frugal, Consumer Web Site of the Week
        

Boston Market CEO responds about coupon promotion

Boston Market CEO Lane Cardwell Boston Market CEO Lane Cardwell wrote in Tuesday after reading our post, Boston Market coupon promotion a success or failure?, to share details about the deal from the company's point of view: 
As the CEO of Boston Market I must admit right off that I am biased. Let me tell you about the $1 promotion from our perspective, since everyone is entitled to an opinion.
When KFC released their press release on Thursday, Oct. 22 that they were going to repeat their 1 piece of chicken giveaway on Monday, Oct. 26 we decided this time to not let it go unchallenged. By late Thursday we had decided on our offer: $1 for 1/4 of a white meat chicken, mashed potatoes, and corn bread. A real meal, not a piece of chicken.
Our biggest challenge was in deciding whether our stores would have enough food, since they would not have time to place an order for more food before the promotion would begin. We decided that we were safe with up to a tripling of our normal business and would not be advertising or publicizing the promotion.
We e-mailed our 400,000 VIP Club members, included a "Forward to a friend" button, and sent out the e-mails on Sunday night. We expected the promotion to be picked up on the many "deal" websites and were okay with that.
Our mistake was in thinking that we were making things better by having the promotion run for a week, instead of 2-3 days. We never would have done a 1 day promo like KFC since it makes your guests jump through too many hoops to take advantage of it.
However, by the third day it was clear that instead of making the situation better from a guest standpoint, it make it worse. It allowed the coupon to take on viral properties and spread throughout the country. It gave time for people to come back a second, third, and fourth time, which we were okay with, but it made the lines longer, not shorter.
Our biggest difficulty is that ...

Continue reading "Boston Market CEO responds about coupon promotion" »

Posted by Liz Kay at 8:52 AM | | Comments (5)
Categories: Cheap/Frugal, Food
        

November 3, 2009

Free screening of 'What Would Jesus Buy?' tonight

Just in time for the holiday consumption season! Exorcise our nation's shopping demons at a free screening tonight of What Would Jesus Buy?.

The 2007 documentary follows Bill Talen, also known as the Reverend Billy of the Church of Stop Shopping.

The screening, held at 7 p.m. Tuesday at The Windup Space, 12 W. North Ave., is brought to you by the Action! Film Series.

Afterward representatives from Ten Thousand Villages, Three Stone Steps, Zeke's Coffee, Heifer International and Green America, a nonprofit consumer organization, will be available to discuss responsible consumption as you embark on holiday shopping this year.

 

 

 

Posted by Liz Kay at 2:08 PM | | Comments (0)
Categories: Cheap/Frugal
        

Boston Market coupon promotion a success or failure?

Boston Market coupon lineSo did you get a chance to redeem a coupon for a $1 Boston Market chicken meal deal?

Blogging buddy Andrea Walker and I found ourselves at a Boston Market location in Delaware at about 9:15 p.m. Friday night (I'll admit it: we were avoiding the Delaware tolls).

While we were in the parking lot, wondering whether the store would accept coupons on our smart phones, a kind stranger overheard our conversation and gave us some hard copies from a stack he had in his car.

We got on a long line and learned that that there would be a 20-minute wait for chicken, but staff was offering turkey, brisket and meatloaf instead. By the time we got up to the front, the brisket and meatloaf was gone.

I thought the turkey tasted just fine, though --- and they didn't restrict the sides to just the advertised mashed potatoes. Employees seemed to be working calmly and efficiently. 

Food seemed to be in short supply, which doesn't come as a surprise given the demand. Some  Consuming Interests readers told us they were disappointed, however ...

Continue reading "Boston Market coupon promotion a success or failure? " »

Posted by Liz Kay at 1:31 PM | | Comments (10)
Categories: Cheap/Frugal, Food
        

October 30, 2009

Eat free or cheap on Halloween!

free food HalloweenKids of all ages can eat free on Halloween!

It's not what you're thinking. In addition to all the gorging on candy and other treats this weekend, several restaurant chains have stepped up to offer free meals to children with an adult meal purchase. Thanks to the ladies over at CouponDivas.com for the tip.

Uno Chicago Grill will offer a free make-your-own-pizzas for costumed kids, decorate-your-own-pumpkins and Craisin dried cranberry trick-or-treat snacks in addition to other activities. The hours for the promotion are 11 a.m. to 7:30 p.m.

Locations will also offer a party for adults starting at 8 p.m. with contests and other events.

Call to be sure your nearest one is participating, but up to two kids will get free meals with an adult purchase all day Halloween at Austin Grill, in addition to other fun stuff. The restaurant also offers free kids meals every Tuesday with adult purchase, as well as a movie after 6 p.m.

At Applebee's locations, the restaurants are giving trick-or-treaters coupons for a free kids meal with an adult purchase (to be redeemed at a later date). Restaurants may also have additional coupons that diners could take home and distribute themselves.

What if you're not toting small children on Oct. 31? Kids of all ages will still get free treats ...

Continue reading "Eat free or cheap on Halloween!" »

Posted by Liz Kay at 10:04 AM | | Comments (0)
Categories: Cheap/Frugal, Food, Free
        

Free or cheap Halloween fun for the kids

Free or cheap Halloween funThis year Halloween falls on a weekend, which means that kids don't have to wait until school lets out to don their costumes and celebrate.

If you're still planning your Halloween itinerary, check out Charm City Mom blogger Kate's list of Halloween weekend fun

She's collected some great destinations there, including the free 3-D showing of Coraline at the Enoch Pratt Free Library and the Fells Point Halloween Children's Event, with costume contests, face painting and pumpkin decorating.

In addition, The Charles Theatre is offering free kids' admission to a film screening of Abbott & Costello Meet Frankenstein

(photo: Christopher T. Assaf/Baltimore Sun)

Posted by Liz Kay at 8:51 AM | | Comments (0)
Categories: Cheap/Frugal, Free
        

October 29, 2009

More cheap, easy Halloween costumes: Cheap Trick Thursday

cheap easy last-minute Halloween costumesStill looking for cheap, easy Halloween costume ideas that are also clever and durable enough to last through a night of festivities? Consuming Interests comes to the rescue with inspiration and suggestions.

If you haven't checked baltimoresun.com's Halloween guide, you're missing a lot of good options, including this slideshow of cheap costumes

Seriously, thrift stores are your friend. I was at the Goodwill store in Locust Point last night and saw at least three store-bought costumes for sale, including a Peter Griffin mask from the Family Guy, something that looked like Robin Hood and a devil costume. There's also a conveniently labeled "fleece" aisle with lots of solid-color sweatshirts and sweatpants that serve as a good foundation for costumes.

Consumerist readers praised graduation gowns as an excellent foundation for many costumes. Depending on the color, you could be a witch, devil or Hermione from the Harry Potter series. I vaguely remember wearing a white gown in preschool as the base for an angel costume.

Trash bags can also be great supplies. Someone over at Consumerist.com cut trash bags with a drawstring into car-wash like strips to fashion a hula skirt. Justine recommended a White Trash costume on our last post about Halloween costumes.

Never underestimate the power of tape. Electrical tape comes in many colors, and so does duct tape. You could buy a roll of black electrical tape and use it to make lettering, stripes, logos ... and, it can hold parts of your costume together without sewing or the need for other sharp objects. Silver duct tape could form the lettering for a Hershey Bar costume. As Family Education suggested, boys could plaster a giant "E" to their chests and go as "E-Male".

My recommendation: bring the roll with you, in case you need to freshen up over the course of the night. 

Here are some more Halloween costume ideas:

Continue reading "More cheap, easy Halloween costumes: Cheap Trick Thursday" »

Posted by Liz Kay at 8:17 AM | | Comments (3)
Categories: Cheap/Frugal
        

October 28, 2009

Groupon Baltimore: Consumer Web Site of the Week

Ahoy there, readers! We here at Consuming Interests know you like coupons and discounts --- that's why those $1 Boston Market chicken meal coupons have been so popular.

So, for this Consumer Web Site of the Week, here's a site that delivers a little bit of potential savings into your inbox each day.

GrouponIt's called Groupon, and here's how it works: 

Each day, Groupon advertises a deal for a local business. The inaugural special on Monday was a $30 worth of food and drink for $15 at John Steven Ltd. Five Points Tavern in Fells Point. Yesterday, they were pitching a $60 Jaccuzi massage for $25 at Sasa's Spa in Bolton Hill

Each day they set a limit for the the number of Groupons that need to be sold before the deal becomes valid. So today, 20 people need to sign up to purchase $25 gift certificates for $60 worth of purchases at Blu Vintage Boutique in Mount Vernon.

But then, when that minimum is reached ...

Continue reading "Groupon Baltimore: Consumer Web Site of the Week" »

Posted by Liz Kay at 9:20 AM | | Comments (4)
Categories: Cheap/Frugal, Consumer Web Site of the Week
        

October 27, 2009

Cheap groceries: Angel Food Ministries

Angel Food Ministries, a nondenominational Christian organization, offers low prices on foods that are staples in many American kitchens, including meats like chicken and beef, to anyone that eats.

Here's how it works: find a host site near you, place an order for boxes of groceries, and pick up the boxes at your host site several weeks later. Here's a link to what's included in the monthly menus for their $30 signature boxes, designed to serve a family of four for a week, as well special boxes of meats or fresh produce. Each comes with recipes for what's included.

Some of the families I met also bought boxes of "convenience" meals that could be packed for a work lunch.

They also sell holiday boxes, and the order deadline for $36 Thanksgiving boxes is Oct. 28.

Anyone can take advantage of these low prices, no matter what their financial situation is like. In fact, even if you can afford groceries in a traditional store, purchasing groceries from them allows the organization to harness the power of bulk buyng, Angel Food's spokesman said. 

One woman I interviewed, Katrina Watson of Nottingham, said the program has saved her both time and money. "I wish I could show you my spreadsheet," she said, because she had taken the menu list to her supermarket and compared the prices. 

Continue reading "Cheap groceries: Angel Food Ministries" »

Posted by Liz Kay at 5:04 AM | | Comments (3)
Categories: Cheap/Frugal, Food
        

October 26, 2009

More cheap chicken: $1 Boston Market meals

Boston Market couponThe free KFC grilled chicken is not the only cheap meal deal available today or this week!

Hungry readers with a coupon can get a full Boston Market chicken meal for only $1 through Nov. 1.

In an e-mail blast to Boston Market VIP Club members, Boston Market sent $1 coupons good for a quarter chicken, mashed potatoes and cornbread. You read correctly --- not $1 off, but $1 for the entire meal!

Popular coupon sites such as FatWallet.com have posted the coupon already, but watch this post. We will update it later with a direct link to the coupon that you can print out yourself.

UPDATED: Click this link to download the $1 Boston Market chicken meal coupons. Only one coupon can be redeemed per person, per visit.

UPDATED again: While you're enjoying your free chicken and planning your cheap chicken meals, don't miss the free Black Jack tacos from Taco Bell on Halloween.

One more update: Don't miss free food on Halloween, including national chains that are offering free kids meals with an adult purchase! 

Final update: What did you think of Boston Market's $1 chicken meal coupon promotion? Did you get some cheap food, or did stores run out?

Posted by Liz Kay at 11:07 AM | | Comments (23)
Categories: Cheap/Frugal, Food
        

Don't forget: free KFC grilled chicken today!

So who is going to brave the fast-food marketplace to take advantage of KFC's free grilled chicken offer today?

As we told you last week, the Colonel is offering a free piece of KFC grilled chicken to anyone who walks through its doors today (Monday, Oct. 26). 

Just to review, the store gets to pick what piece you get, and it's only one piece per customer.

Cary D. said he was going. Who else is joining him?

UPDATED: Don't miss more cheap chicken! Get coupons for $1 Boston Market chicken meals here.

UPDATED again: If you're getting free chicken today, don't miss getting a free Black Jack taco from Taco Bell on Halloween!

Posted by Liz Kay at 10:43 AM | | Comments (5)
Categories: Cheap/Frugal, Food
        

Cash for candy: Halloween candy buyback programs

Halloween candy buybackIt's a stimulus program that even the kids can enjoy!

A number of local dentists' offices are hosting Halloween Candy Buyback programs to encourage trick-or-treaters to take it easy with the sweet stuff, as @juliemore told us in today's paper. 

The dentists usually pay about $1 per pound of candy. Some also give away freebies such as fun toothbrushes to encourage kids to brush after enjoying the rest of their holiday haul.

Check the Halloween Candy Buyback Web site for locations near you, and call participating dentists for more information.

The treats will be sent by Operation Gratitude to troops serving overseas.

(photo: Associated Press)

Posted by Liz Kay at 8:28 AM | | Comments (0)
Categories: Cheap/Frugal, Food
        

October 23, 2009

Free Filene's Basement gift cards

Early birds will get $100 $10 gift cards at Filene's Basement tomorrow.

Be one of the first 100 customers at any of their locations when the store opens for business on Saturday, Oct. 24, and receive a $100 $10 gift card for your trouble. 

In Maryland, Filene's Basement is located at 600 East Pratt Street in the Inner Harbor and 11840 Rockville Pike in Rockville.

Both stores open for business at 10 a.m. Thanks to the Downtown Partnership for the tip!

UPDATED: An earlier version of this blog post incorrectly stated the value of the gift card that Filene's Basement would be giving away earlier. They will be $10.

Posted by Liz Kay at 11:08 AM | | Comments (0)
Categories: Cheap/Frugal, Shopping
        

October 22, 2009

more free KFC Grilled Chicken: Cheap Trick Thursday

free KFC grilled chickenKFC is handing out more free grilled chicken on Monday, Oct. 26, a promotion I'm sure that many people are eager to avoid after a free KFC grilled chicken coupon offer first mentioned on the Oprah Winfrey Show in May.

It ended disastrously when overloaded servers turned away unhappy customers in droves when they ran out of chicken or just decided not to participate. The Louisville, Kentucky-based company ended up having to issue grilled chicken rainchecks to frustrated diners.

But KFC executives aren't giving up. This time, no downloads, printing or paper coupons are required. Just go to the store and pick up your free chicken, according to the Associated Press.

In case you were wondering, here are the details from KFC: 

 

Continue reading "more free KFC Grilled Chicken: Cheap Trick Thursday" »

Posted by Liz Kay at 3:26 PM | | Comments (1)
Categories: Cheap/Frugal, Free
        

Cheap, easy Halloween costumes: Cheap Trick Thursday

This year, fewer people plan to celebrate Halloween, due to the state of the economy --- only 62 percent, compared to 64.5 percent last year, according to the National Retail Federation.

And according to an NRF survey of consumers, those who will trick-or-treat expect to spend only about $56, about $10 less than they spent last year on costumes, decorations and other Halloween gear.

But the dress-up holiday is a little more than a week away, so you've still got enough time to beat the rush and plan an easy, CHEAP Halloween costume to rival anything you put together for yourself or your children last year --- and for far less than the price of something store-bought.

You could start with a stop at baltimoresun.com's Halloween guide, including a list of clever Baltimore-themed costumes that would be a hit at any party in the metro area. Extra props to anyone who manages to get a light-up heart for a Man/Woman statue costume.

Here are some ideas from elsewhere around the Interwebs:

Continue reading "Cheap, easy Halloween costumes: Cheap Trick Thursday" »

Posted by Liz Kay at 12:36 PM | | Comments (1)
Categories: Cheap/Frugal
        

BGE Heating System Fund: more details

Sometimes you need to spend money to save money, like investing in energy-efficient changes that would lower heating costs. But if you're spending too much on energy bills you may never save enough to pay for cost-cutting improvements.

To combat this problem, Constellation Energy Group is donating $1 million over three years to replace old furnaces for low- or limited-income Baltimore residents, some of whom might not qualify for other state or federal aid.

City weatherization auditors who will be assessing the need for energy-efficient options such as water heater blankets, attic insulation and caulking and other weatherproofing for windows will determine who needs for a replacement paid for by the Baltimore Gas and Electric Co. Heating System Fund, city officials said.

Right now, only homeowners who earn no more than 200 percent of the federal poverty level would qualify for the furnace replacement program. However, a spokeswoman for Baltimore's Department of Housing and Community Development said they are waiting for U.S. Department of Energy approval to expand the program to include people who make up to 60 percent of the median income for the Baltimore metro area. Right now HUD says the median is $82,100 for a family of four, so 60 percent would be $49,260.

For more information about the program, including what kind of information applicants will need to provide, check out the Weatherization Assistance Program page at baltimorehousing.org.

Don't forget that energy assistance is also available to help Marylanders who meet income eligibility standards pay their utility bills. Here's the breakdown for this year, according to the Maryland Office of Home Energy Programs:

Continue reading "BGE Heating System Fund: more details" »

Posted by Liz Kay at 9:08 AM | | Comments (1)
Categories: Cheap/Frugal, Energy/Utilities
        

October 21, 2009

Travelers choosing BWI for its cheap fares

bwi price wars mom and son get tickets at southwestI wrote today about how BWI Airport has seen an uptick in passengers in four out of the last six months because people are flying its discount airlines.

Thanks to economy, many people aren't traveling at all. But those who are taking trips are looking for the best price out there.

More than 63 percent of BWI's flights are with discount airlines Southwest, AirTran and JetBlue. If you do enough comparison shopping you can normally find a good deal.

Take our poll and let us know how you decide which airport to use.

 

Photo by Amy Davis at The Sun

 

Posted by Andrea Walker at 12:32 PM | | Comments (4)
Categories: Airlines, Budgeting, Cheap/Frugal, Travel
        

The Caregivers Marketplace: Consumer Web Site of the Week

Caregivers MarketplaceIf you're caring for a child or aging adult, here's one way to cut down on costs for some brand-name products.

The Caregivers Marketplace works with companies to negotiate rebates on products like Huggies, Pull-Ups or GoodNites diapers, Depends, nutritional supplements and pain relief creams such as Aspercreme or IcyHot.

Just save your receipts, fill out the Cash Back Form and send it in along with the original receipts (save a copy for yourself).

There's no limit to the number of forms you can submit, and you don't have to qualify to take advantage. The only catch I've discovered is ...

Continue reading "The Caregivers Marketplace: Consumer Web Site of the Week" »

Posted by Liz Kay at 9:25 AM | | Comments (0)
Categories: Cheap/Frugal
        

October 20, 2009

The book wars continue, now enter Sears

I've been writing about a book war that started among retailers when Walmart.com announced that it would sell popular books for as little as $10.

The retailer dropped the price twice after Amazon.com lowered its prices. Now both retailers and Target.com  are selling books for $8.99.

And today Sears Corp. announced it was joining in too. The company, which operates Sears and Kmart, says it will give customers a $9 credit if they buy any of ten titles at Sears.com, Walmart.com, Target.com or Amazon.com.

The credit can be used toward a purchase of $45 or more at Sears.com.

Posted by Andrea Walker at 5:24 PM | | Comments (1)
Categories: Cheap/Frugal, Holiday shopping, Shopping
        

Charged an annual fee for a credit card: what should you do?

After hearing that Bank of America has started charging annual fees of $29 to $99 on some credit cards, Consuming Interests readers told us loud and clear: they plan to cancel their credit cards if the card issuer starts levying a yearly 'membership' payment.

Today, business columnist Eileen Ambrose reviewed the potential impact canceling a credit card would have on your credit history and credit score.

It might come as a surprise to discover that a good payment history for a card would remain on your credit report long after you've canceled it.

Also, you can mitigate some of the other negative effects, like having a smaller amount of available credit, by opening another card with a similar credit limit as the one you plan to close. Eileen's column has more details.

But, consumers tend to be very loyal to their credit cards, Eileen said. So, we're wondering: what would prompt you to go to the trouble of dropping the plastic you've been using for years? Let us know in the poll and feel free to elaborate in the comments below.

Posted by Liz Kay at 9:37 AM | | Comments (17)
Categories: Cheap/Frugal, Credit cards, Naughty businesses/NBotW
        

October 19, 2009

How to negotiate leases and lower your rent

Jamie the Real Estate Wonk mentions this morning that average rents in the Baltimore metro region have dropped this summer, compared to last year.

This is good news if you're a tenant looking to cut costs, and if rent is one of your major expenses. And, if you plead your case correctly, you can make cutting your rent sound like a good deal for your landlord as well.

Basically, if you're willing to move, you could consider shopping around for a cheaper apartment. Perhaps you could find a place that offers a shorter commute, more space or better amenities.

But don't forget that moving costs money, even if you rely on the kindness of friends and family to do the heavy lifting (literally). You'll need the cash for deposits as well as all the incidentals that crop up when outfitting a new (or new-to-you) home.

So before you give notice, tell your current landlord about your plans, and see if s/he can work with you to come up with a monthly rent that works for both of you.

After all, your landlord may lose a month's rent or more while preparing the place and advertising for a new tenant --- and with the average leases going for less in this region, there's no guarantee that a new renter will bring in the same or more money as you.

So how to do it?

Continue reading "How to negotiate leases and lower your rent" »

Posted by Liz Kay at 10:09 AM | | Comments (0)
Categories: Cheap/Frugal, Home/Real Estate, Rent
        

Toys R Us to offer layaway for the holidays, just not in Maryland

When I came in this morning one of the big news stories of the day was Toys R Us offering layaway on high-priced items, such as bikes, play kitchens, trampolines and pools and water slides.

But not in Maryland.

A short sentence at the end of a press release said Maryland isn't included in the program, but didn't say why.

I called a spokesperson and got a vague email that said:  "We are working through some of the internal systems requirements unique to implementing the layaway program in Maryland."

Yeah, I don't know what that means either.

I called for further explanation but haven't heard back. I also called the Maryland Attorney General's office, which regulates layaway policies, to see if they know what the reasoning could be. I'll let you know when I hear back.

Toys R Us is offering the layaway program to compete for cash-strapped consumers during the important holiday season. Many consumers will be on tight budgets this year.

 Layway allows people to pay off gifts over time and can be a good alternative to charging on a credit card.  But watch for fees. The Toys R Us program has a $10 fee, for example.

Most stores don't offer layaway anymore, but there are a few, including Marshalls, Kmart and Sears.  I recently blogged about some other things Sears and Kmart are doing for the holidays.

Posted by Andrea Walker at 9:28 AM | | Comments (0)
Categories: Budgeting, Cheap/Frugal, Holiday shopping, Shopping
        

October 16, 2009

Amazon, Walmart.com price war on books

We wrote yesterday that Walmart.com was selling for $10 popular books that are due out in November, including the memoir by Sarah Palin.

Well, Amazon didn't want to be outdone and matched the price, only to have Walmart come back quickly and lower the price to $9. Now, Amazon has the books at $9 too. Shew!

The two sides seemed to have come to a truce at that $9 price for now. But we'll keep watching to see if the prices come down anymore.

Find out more information about it at the Read Street blog.

Posted by Andrea Walker at 4:36 PM | | Comments (1)
Categories: Cheap/Frugal, online shopping
        

Where do you shop?

Shopping in Baltimore

 

A recent survey of Baltimore residents revealed some intriguing stats about shopping patterns within the city.

According to the University of Baltimore poll, commissioned by Mayor Sheila M. Dixon's office,

Shopping trends revealed that most - 46 percent - leave the city when they want to buy consumer goods. Less than 1 percent said they shop online. Dixon wants more stores to open and pointed to her efforts lobbying retailers such as Filene's Basement to stay in the city.

Grocery stores, though, appear to be available, with 78 percent saying they live near a "well-stocked" grocery store.

Retail reporter Andrea Walker said that the supermarket data follows national trends. Generally, most people buy groceries near their homes. Also, more supermarkets have opened in Baltimore, giving people more options.

And, she points out, it's not surprising how many people head to the counties to shop because there are more choices. Let's face it, there aren't any traditional department stores within the city limits --- Filene's Basement is more of an off-price, discount store --- and only one Walmart and Target. 

But the overall shopping patterns are pretty fascinating when broken down by race.

Continue reading "Where do you shop? " »

Posted by Liz Kay at 4:18 PM | | Comments (2)
Categories: Cheap/Frugal, Food, Shopping
        

October 15, 2009

Big book discounts at Walmart.com

More bargains for you cost conscious consumers. And once again they're from Walmart.

Walmart.com said this morning it will start selling the Top 10 pre-selling books for $10, including shipping, on its Website.

The list of books is available now at walmart.com/books.

The books are scheduled for release in November and include "Under the Dome," by Stephen King, "Going Rogue: An American Life" by Sarah Palin, "Alex Cross" by James Patterson and "Ford County: Stories by John Grisham."

Walmart.com is also introducing a new book program, "America's Reading List," which will allow shoppers to buy the nation's 200 best-selling books at a 50 percent discount. Book titles include, "True Compass: A Memoir by Ted Kennedy" and "The Help" by Kathryn Stockett.

The retailer is discounting books just as the competitive holiday season is about to begin. Consumers are still penny-pinching because of the economy and retailers are trying to entice them with bargains. Walmart also recently announced it was selling 100 toys for $10.

 

 

Posted by Andrea Walker at 9:03 AM | | Comments (2)
Categories: Cheap/Frugal, Shopping
        

Bank of America begins charging annual fees on some credit cards

credit cardsAnd so it begins!

Bank of America has informed a small group of its credit cardholders that they will be charged an annual "membership" fee starting in February 2010, according to the Associated Press.

Customers could reject the fee by the Dec. 16 deadline, but then the account would be closed, according to the story.

Apparently the fees, which will range from $29 to $99, are targeted at those who rarely carry a balance or incur penalties. 

This is exactly the kind of tactic that banking experts predicted credit card issuers would try. And unlike the friendly incentive Andrea Walker's credit card company offered her, this punishes consumers AND the credit card company alike.

Why so?

Continue reading "Bank of America begins charging annual fees on some credit cards" »

Posted by Liz Kay at 8:43 AM | | Comments (49)
Categories: Cheap/Frugal, Credit cards
        

October 14, 2009

How much will that sandwich cost you: Consumer Web Site of the Week

Here's a humorous site that supports the notion that brown-bagging it will save you money.

Rod Cockerham measured the amounts of each sandwich component he enjoys --- mayo, deli meats, veggies --- and determined that a homemade PBJ or roast-beef-and-cheese will cost far less than whatever Subway, Quiznos or Panera will charge you.

To prove it to his loyal readers at Cockeyed.com, he developed a sandwich price calculator with drop-down menus for different ingredients of his choosing. Check out his analysis of how much is inside a sandwich.

Although he does factor in the spoilage factor on his fresh lettuce and tomatoes, there is one important cost element Cockerham has neglected:

Continue reading "How much will that sandwich cost you: Consumer Web Site of the Week" »

Posted by Liz Kay at 9:06 AM | | Comments (0)
Categories: Cheap/Frugal, Consumer Web Site of the Week
        

October 12, 2009

Store brands cheaper at warehouse clubs, too

You can save on food by trying store brands at the supermarket, as we've told you before.

That philosophy can help you out when buying in bulk at a warehouse club like Costco, according to this Hawaii Star-Bulletin article I found via consumerworld.org.

Costco's Kirkland store brands have fared well against national brands in tests by Consumer Reports, and the savings can be significant because the retailer, like supermarkets, doesn't have to spend extra money marketing its products.

According to the story, they also reap savings through efficient packaging that also leads to lower prices:

Continue reading "Store brands cheaper at warehouse clubs, too" »

Posted by Liz Kay at 9:45 AM | | Comments (0)
Categories: Cheap/Frugal, Food
        

October 9, 2009

Trade in your gas-powered lawnmower & save

Baltimore homeowners: got a gas-powered lawnmower that spews out emissions as it roars around your yard?

Then bring it to the Herring Run Watershed Association's native plant sale next weekend (October 18) and trade that gas guzzler for a voucher toward the purchase of a quiet, energy-efficient lawnmower with a rechargable battery.

The "Cash for Lawn Guzzlers" program, sponsored by Together Green, Audubon Maryland-DC and the Herring Run Watershed Association, will allow Baltimore gardeners to exchange their gas-powered mowers for $110 coupons toward the purchase of a Neuton battery mower. Prices for the cordless, rechargeable mowers range from $299 for a reconditioned model to $439.

According to the program, using a gas-powered mower releases as much emissions as driving 10 cars for that same amount of time, and their electric counterparts only use $5 worth of electricity per year. The exchanged mowers --- just push models, no riding mowers --- will be recycled by Baltimore's Department of Public Works.

To take advantage of the program ... 

 

Continue reading "Trade in your gas-powered lawnmower & save" »

Posted by Liz Kay at 3:46 PM | | Comments (3)
Categories: Cheap/Frugal, Home/Real Estate
        

October 8, 2009

Ethan Allen warehouse sale

ethan allen warehouse saleThe Ethan Allen stores in Towson, Annapolis and Catonsville are clearing their showroom floors to bring in new furniture and are having a warehouse sale this weekend to get rid of the excess.

Ethan Allen employee Allison Fleischer was at the warehouse today helping to set up everything. She said shoppers will be able to save up to 80 percent off of furniture, accessories, accents and window treatments.

The sale is 8 a.m. to 4 p.m. Friday and Saturday and 12 p.m. to 4 p.m. Sunday at the Ethan Allen warehouse at 917 Middle River Road in Middle River.

Posted by Andrea Walker at 1:49 PM | | Comments (0)
Categories: Cheap/Frugal, Shopping
        

Survey for savings: more Cheap Trick Thursday

Restaurant critic Elizabeth Large has noted a trend over at her blog Dining@Large that is intriguing.

Apparently some restaurants offer surveys that come with rewards --- as in savings on future meals.

It's funny, because Community Coordinator Maryann had just told me that she was encouraged to fill out a survey after a recent meal at P.F. Chang's, and she received a 10 percent off coupon for her trouble. UPDATED: Actually it's a 10 percent off card for EVERY MEAL until the end of the year, Maryann said.

I'm also constantly amazed by the mile-long receipts at some drugstores, usually inviting us to fill out a survey to be entered in some sort of sweepstakes.

To tell you the truth, even if there is the promise of a reward, I'm always a little reluctant to fill out a survey ... 

Continue reading "Survey for savings: more Cheap Trick Thursday" »

Posted by Liz Kay at 1:11 PM | | Comments (0)
Categories: Cheap/Frugal, Food