What happened to Natasha Richardson at a Canadian ski resort was a tragedy. Unavoidable? No one knows, but Quebec, where Mont Tremblant is located, is now thinking about mandatory helmets for skiers and there's been debate about the availability of helicopters for medical transport in Canada. Facing a medical emergency as a traveler is a scary thought. Especially if you're in a foreign country where you don't speak the language. That's why it may be a good idea to purchase travel medical insurance, a relatively inexpensive coverage, to give yourself peace of mind.

I spoke with Jim Grace, president of insuremytrip.com about medical coverage for travelers, including some options that provide for airlifting a vacationer to the hospital of their choice and also policies that will provide additional coverage for adventure travelers who engage in extreme sports. Accidents do happen, so it doesn't hurt to be prepared. Read the interview here.